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Finance

Owning the car you have always wanted usually requires some form of finance arrangement so, at Lloyd Approved Cars, we have flexible finance solutions which can be tailored to meet your exact requirements.

At all of our retailers who sell Lloyd Approved Cars, we have financial services specialists. They can help you make sure that you have chosen the right car finance purchase method for your individual circumstances. Get in touch here or visit any of our used car retailers in Cumbria, Lancashire, Newcastle upon Tyne, North Yorkshire and Southern Scotland. 

We welcome quality vehicles in part-exchange, which can be used to cover all or part of your new car’s deposit should you desire.

Personal Contract Purchase

The most popular finance solution, PCP enables us to work with you to tailor the deposit and monthly payments to your needs with a proportion of the vehicle’s final value left to pay at the end of the agreement, when you have the choice to:

  1. Pay the GMFV and own your used car outright.
  2. Return your car at no extra charge (subject to vehicle condition and contracted mileage).
  3. Part-exchange your car for another used or new one.

Hire Purchase

Similar to PCP, this method again involves a tailored deposit, but, rather than deferring a larger payment to the end of the agreement, you pay off the full value of the vehicle over the term of the agreement, making you the outright owner at the end of the contract.

Finance packages are subject to status and terms and conditions apply.  Lloyd Motors Ltd is authorised and regulated by the Financial Conduct Authority (FRN 308524).
 

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