Lloyd Used Car Centre Finance

At the Lloyd Used Car Centre in Carlisle, Cumbria - we understand that affordability is a key part of choosing a quality used car, so we have a couple of finance options available to ensure that you have the right solution for your individual needs.  

With both of these options we can tailor the deposit and monthly payments to suit you, including using your current car (should you have one) as part or all of the deposit towards the car of your choice.  

Personal Contract Purchase

The most popular finance solution, PCP enables us to work with you to tailor the deposit and monthly payments to your needs with a proportion of the vehicle’s final value left to pay at the end of the agreement, when you have the choice to:

  1. Pay the GMFV and own your used car outright.
  2. Return your car at no extra charge (subject to vehicle condition and contracted mileage).
  3. Part-exchange your car for another used or new one.

Hire Purchase

Similar to PCP, this method again involves a tailored deposit, but, rather than deferring a larger payment to the end of the agreement, you pay off the full value of the vehicle over the term of the agreement, making you the outright owner at the end of the contract.

Finance packages are subject to status and terms and conditions apply.  Lloyd Motors Ltd is authorised and regulated by the Financial Conduct Authority (FRN 308524).

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