BMW X1 Offers

From £499 per month | £999 Customer Deposit | £2.9% APR Representative

The BMW X1 sDrive M Sport Offer at Lloyd Motor Group.

Ready to experience something special? The impressive BMW X1 is waiting, and we're excited to hand you the keys.

BOOK A TEST DRIVE

For drivers who do not want to compromise. The BMW X1 and BMW X1 plug-in hybrid deliver the perfect balance of style, comfort and power. Complete with a intelligent driving modes and an abundance of technology it offers high flexibility and comfort thanks to the stylish, well appoointed and spacious cabin.
 

Available from just £499 per month with a Customer Deposit of £999 and a 2.9% APR Representative. Offer Ends 30 September 2026.

Visit our showroom and see why the BMW X1 ideal fit for our local roads. Our experts are here to walk you through everything from dynamic performance and premium comfort to efficient charging options that align perfectly with our regional infrastructure.


GET A PERSONALISED QUOTE
 

Make your move toward sustainable driving without compromising on performance or luxury. Contact us today to schedule your visit at a time that suits you best.

Please view the full representative finance quotes for the new BMW X1 below.

GET IN TOUCH 

BMW X1 sDrive20i M Sport Representative Finance Quote

BMW X1 sDrive20i M Sport Finance Representative Example (PCP)
BMW Select finance representative example (PCP):
BMW X1 sDrive20i M SPort Autp
Monthly payment £499.00
Term of agreement 48 months
Annual mileage 6,000 miles
Customer deposit £999.00
Lloyd BMW Contribution £1,829.74
On the road cash price £40,530.27
Total amount of credit £39,531.27
Rate of interest (fixed) 2.9%
Option to purchase fee £0.00
Optional final payment^ £19,425.00
Total amount payable £43,923.53
APR 2.9% APR
Excess mileage charge 15.56p per mile

Show The Full Finance Offer

 

Lloyd Motors Limited, trading as Lloyd BMW is a credit broker not a lender.

Finance quote is for a BMW Select agreement for the BMW X1 sDrive20i M Sport shown, with a contract mileage of 24,000 miles and excess mileage charge of 15.56p per mile. Applies to new vehicles ordered between 01/07/2026 and 30/09/2026 (subject to availability) and registered by 31/03/2027 (subject to availability) at participating Retailers. Retail customers only. On the road cash price includes 3-year BMW Retailer Warranty, BMW Emergency Service, 12-month road fund licence, vehicle first registration fee, delivery, number plates and VAT. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. This quotation is not a binding offer to enter into a finance agreement. The cash price of the vehicle excludes any third-party services or goods purchased directly from a third party supplier and will not be included in any finance quote from BMW Financial Services. 'BMW Select' is a form of hire purchase agreement provided by BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. You will have a 14-day statutory right to withdraw from the agreement. Your Retailer commonly introduces customers to a selected panel of lenders including BMW Financial Services and will receive a fixed commission for introducing you to BMW Financial Services, calculated by reference to the vehicle or as a percentage of the amount you borrow. They do not have any discretion to vary the interest rate or APR you pay under your finance agreement. An introduction from us does not amount to independent financial advice.

Images for illustrative purposes only. †Test drive subject to applicant status & availability. E&OE.

Lloyd Motors Ltd is registered in England, Company Registration Number 01271767, VAT Number 333700237, and registered office at Montgomery Way, Rosehill, Carlisle, Cumbria, CA1 2RP.
Lloyd Motors Ltd is authorised and regulated by the Financial Conduct Authority for credit broking and insurance distribution activities under reference number 308524. We are a credit broker, not a lender.

All finance is subject to status and available to over 18's only (excluding The Channel Islands). Guarantees and indemnities may be required. Offers valid at the time of upload and liable to change.

The PHEV BMW X1 xDrive 25e offer at Lloyd Motor Group.

Ready to experience something special? The impressive BMW X1 PHEV is waiting, and we're excited to hand you the keys.

BOOK A TEST DRIVE

The BMW X1 plug-in hybrid combines driving pleasure with efficiency. Together, the combustion engine and electric motor develop a dynamic performance of 240 kW (326 hp). With 47–50* miles all-electric range (WLTP) and intelligent driving modes, it offers high flexibility and comfort thanks to the stylish, well appoointed and spacious cabin.

We have the following BMW X1 xDrive25e PCP (Personal Contract Purchase) Representative example on offer for this new BMW X1 xDrive25e M Sport model. 

Available from just £499 per month with a £1,499 Customer Deposit and an attractive 2.9% APR. Offer Ends 30 September 2026.

If you have a vehicle to part-exchange (any make and model), get in touch with us for a personalised quote on this new BMW X1 xDrive25e M Sport. As a deposit, your part-exchange might be worth more than you think, and we can personalise your quote to suit your circumstances best.

GET A PERSONALISED QUOTE

Make your move toward sustainable driving without compromising on performance or luxury. Contact us today to schedule your visit at a time that suits you best.

GET IN TOUCH

* Fuel economy and CO2 results for the new BMW X1 xDrive 25e M Sport - Mpg (l/100km): Combined 43.5 to 46.3. CO2 emissions: 18 g/km.

BMW X1 25e M Sport Representative Finance Quote

BMW X1 25e M Sport Personal Contract Purchase Quote
BMW Select Loyalty finance representative example (PCP):
BMW X1 xDrive 25e M Sport
Monthly payment £499.00
Term of agreement 48 months
Annual mileage 6,000 miles
Customer deposit £1,499.00
On the road cash price £41,976.37
Lloyd BMW Contribution £3,203.63
BMW Chassis Support £2,500.00
Total Deposit £5,703.63
Total amount of credit £40,477.37
Rate of interest (fixed) 2.9% fixed
Option to purchase fee £0.00
Optional final payment^ £20,535.00
Total amount payable £45,487.00
APR 2.9%
Excess mileage charge 16.5p per mile
 

Lloyd Motors Limited, trading as Lloyd BMW is a credit broker not a lender.

Finance quote is for a BMW Select agreement for the X1 xDrive25e M Sport shown with a contract mileage of 24,000 miles and excess mileage charge of 16.5p per mile. Applies to a vehicle ordered between 01/07/2026 and 30/09/2026 (subject to availability) and registered by 31/03/2027. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Quote is valid for 30 days or until the end of the campaign period whichever comes first and may be amended or withdrawn by us at any time. On the road price of the vehicle excludes any third-party services or goods purchased directly from a third-party supplier and will not be included in any finance quote from BMW Financial Services. If, in providing this quotation, we have made any assumptions which are incorrect, please let us know and we will prepare a further quotation. This is not an offer by us capable of acceptance by you and a proposal by you based on this quotation will be subject to acceptance by BMW Financial Services. All finance is subject to applicant status and is available to UK residents 18 or over. Your retailer introduces customers to a small number of lenders, including BMW Financial Services. If you enter into a finance agreement with BMW Financial Services, they will receive a fixed commission from BMW Financial Services which may influence them. The amount of commission varies for different vehicle models. The amount of commission will be disclosed to you in good time before you sign your finance agreement. They do not have any discretion to vary the interest rate or APR you pay under your finance agreement. They do not give independent financial advice.

Figures are for comparison purposes and may not reflect real-life driving results, which depend on a number of factors including the accessories fitted (post-registration), variations in weather, driving styles and vehicle load. All figures were determined according to a new test (WLTP). The CO₂ figures were translated back to the outgoing test (NEDC) and will be used to calculate vehicle tax on first registration. Only compare fuel consumption and CO₂ figures with other cars tested to the same technical procedure.

Lloyd Motors Ltd is registered in England, Company Registration Number 01271767, VAT Number 333700237, and registered office at Montgomery Way, Rosehill, Carlisle, Cumbria, CA1 2RP.
Lloyd Motors Ltd is authorised and regulated by the Financial Conduct Authority for credit broking and insurance distribution activities under reference number 308524. We are a credit broker, not a lender.
Images for illustrative purposes only. †Test drive subject to applicant status & availability. E&OE.

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BMW X1 Finance

When it comes to financing your BMW X1, we use our expertise to find tailored finance solutions to help you get into the car you always wanted, as quickly and easily as possible. With three types of finance product solutions to choose from, it’s easy for you to find the right finance solution to suit your needs.
1

Personal Contract Purchase (PCP)

Personal Contract Purchase (PCP), involves an initial deposit, monthly payments and then an optional final payment. This final phase of the agreement offers three options, and is what makes it a popular finance product for both New and Approved Used BMWs.

2

Hire Purchase (HP)

If you’re looking for a straightforward approach to car finance, and want to pay for your BMW month by month until you end up owning it, BMW Hire Purchase could be for you.

3

Personal Contract Hire (PCH)

BMW Personal Contract Hire is a truly simple way to get into a new BMW. This option could be right for you if you’re looking for all the exhilaration of driving a BMW, with none of the hassle of ownership, depreciation and selling your car after your contract has ended.

What Our Customers Say

4.5/5

Rating based on 13,009 verified reviews

Rating based on 13,009 verified reviews

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