From £449 per month | £2,999 Customer Deposit | 3.9% Loyalty APR Representative
Ready to experience something special? The impressive BMW X1 is waiting, and we're excited to hand you the keys.
BOOK A TEST DRIVE
For drivers who do not want to compromise. The BMW X1 and BMW X1 plug-in hybrid deliver the perfect balance of style, comfort and power. Complete with a intelligent driving modes and an abundance of technology it offers high flexibility and comfort thanks to the stylish, well appoointed and spacious cabin.
Available for immediate delivery as part of the BMW Loyalty programme from just £499 per month with a £2,999 Customer Deposit and an attractive 3.9% Loyalty APR Representative. Offer Ends 31 March 2026.
Visit our showroom and see why the BMW X1 ideal fit for our local roads. Our experts are here to walk you through everything from dynamic performance and premium comfort to efficient charging options that align perfectly with our regional infrastructure.
Make your move toward sustainable driving without compromising on performance or luxury. Contact us today to schedule your visit at a time that suits you best.
Please view the full representative finance quotes for the new BMW X1 below.
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| BMW Select Loyalty finance representative example (PCP): BMW X1 sDrive 20i M Sport |
|
|---|---|
| Monthly payment | £499.00 |
| Term of agreement | 48 months |
| Annual mileage | 6,000 miles |
| Customer deposit | £2,999.00 |
| Lloyd BMW Contribution | £772.97 |
| Total Deposit | £3,771.97 |
| On the road cash price | £42,345.01 |
| Total amount of credit | £38,573.04 |
| Rate of interest (fixed) | 3.9% |
| Option to purchase fee | £0.00 |
| Optional final payment^ | £19,610.00 |
| Total amount payable | £46,834.97 |
| APR | 3.9% APR |
| Excess mileage charge | 15.75p per mile |
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Lloyd Motors Limited, trading as Lloyd BMW is a credit broker not a lender.
Finance quote is for a BMW Select agreement for the BMW X1 sDrive20i M Sport shown, with a contract mileage of 24,000 miles and excess mileage charge of 15.75p per mile. Applies to new vehicles ordered between 06/01/2026 and 31/03/2026 (subject to availability) and registered by 30/09/2026 (subject to availability) at participating Retailers. Retail customers only. *The BMW Loyalty Programme support will be available for any existing BMW Customer who can prove there is a BMW or MINI vehicle registered at the same address (regardless of current vehicle) who orders a new BMW between 6 January - 31 March.
On the road cash price includes 3-year BMW Retailer Warranty, BMW Emergency Service, 12-month road fund licence, vehicle first registration fee, delivery, number plates and VAT. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. This quotation is not a binding offer to enter into a finance agreement. The cash price of the vehicle excludes any third-party services or goods purchased directly from a third party supplier and will not be included in any finance quote from BMW Financial Services. 'BMW Select' is a form of hire purchase agreement provided by BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. You will have a 14-day statutory right to withdraw from the agreement. Your Retailer commonly introduces customers to a selected panel of lenders including BMW Financial Services and will receive a fixed commission for introducing you to BMW Financial Services, calculated by reference to the vehicle or as a percentage of the amount you borrow. They do not have any discretion to vary the interest rate or APR you pay under your finance agreement. An introduction from us does not amount to independent financial advice.
Figures are for comparison purposes and may not reflect real-life driving results, which depend on a number of factors including the accessories fitted (post-registration), variations in weather, driving styles and vehicle load. All figures were determined according to a new test (WLTP). The CO₂ figures were translated back to the outgoing test (NEDC) and will be used to calculate vehicle tax on first registration. Only compare fuel consumption and CO₂ figures with other cars tested to the same technical procedure.
Lloyd Motors Ltd is registered in England, Company Registration Number 01271767, VAT Number 333700237, and registered office at Montgomery Way, Rosehill, Carlisle, Cumbria, CA1 2RP.
Lloyd Motors Ltd is authorised and regulated by the Financial Conduct Authority for credit broking and insurance distribution activities under reference number 308524. We are a credit broker, not a lender.
Images for illustrative purposes only. †Test drive subject to applicant status & availability. E&OE.
Ready to experience something special? The impressive BMW X1 PHEV is waiting, and we're excited to hand you the keys.
BOOK A TEST DRIVE
The BMW X1 plug-in hybrid combines driving pleasure with efficiency. Together, the combustion engine and electric motor develop a dynamic performance of 240 kW (326 hp). With 47–50* miles all-electric range (WLTP) and intelligent driving modes, it offers high flexibility and comfort thanks to the stylish, well appoointed and spacious cabin.
We have the following BMW X1 xDrive25e PCP (Personal Contract Purchase) Representative example on offer for this new BMW X1 xDrive25e M Sport model.
Available as part of the BMW loyalty scheme for immediate delivery from just £449 per month with a £2,899 Customer Deposit and an attractive 3.9% APR. Offer Ends 31 March 2026.
If you have a vehicle to part-exchange (any make and model), get in touch with us for a personalised quote on this new BMW X1 xDrive25e M Sport. As a deposit, your part-exchange might be worth more than you think, and we can personalise your quote to suit your circumstances best.
GET A PERSONALISED QUOTE
Make your move toward sustainable driving without compromising on performance or luxury. Contact us today to schedule your visit at a time that suits you best.
GET IN TOUCH
* Fuel economy and CO2 results for the new BMW X1 xDrive 25e M Sport - Mpg (l/100km): Combined 43.5 to 46.3. CO2 emissions: 18 g/km.
| BMW Select Loyalty finance representative example (PCP): BMW X1 xDrive 25e M Sport |
|
|---|---|
| Monthly payment | £449.00 |
| Term of agreement | 48 months |
| Annual mileage | 6,000 miles |
| Customer deposit | £2,899.00 |
| Lloyd BMW Contribution | £2,756.17 |
| BMW Contribution | £3500.00 |
| Total Deposit | £9,155.17 |
| On the road cash price | £41,383.83 |
| Total amount of credit | £38,484.83 |
| Rate of interest (fixed) | 3.9% |
| Option to purchase fee | £0.00 |
| Optional final payment^ | £22,046.00 |
| Total amount payable | £46,048.45 |
| APR | 3.9% APR |
| Excess mileage charge | 16.88p per mile |
Lloyd Motors Limited, trading as Lloyd BMW is a credit broker not a lender.
Finance quote is for a BMW Select agreement for the BMW X1 xDrive25e M Sport shown, with a contract mileage of 24,000 miles and excess mileage charge of 16.88p per mile. Applies to new vehicles ordered between 06/01/2026 and 31/03/2026 (subject to availability) and registered by 30/09/2026 (subject to availability) at participating Retailers. Retail customers only. *The BMW Loyalty Programme support will be available for any existing BMW Customer who can prove there is a BMW or MINI vehicle registered at the same address (regardless of current vehicle) who orders a new BMW between 6 January - 31 March.
On the road cash price includes 3-year BMW Retailer Warranty, BMW Emergency Service, 12-month road fund licence, vehicle first registration fee, delivery, number plates and VAT. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. This quotation is not a binding offer to enter into a finance agreement. The cash price of the vehicle excludes any third-party services or goods purchased directly from a third party supplier and will not be included in any finance quote from BMW Financial Services. 'BMW Select' is a form of hire purchase agreement provided by BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. You will have a 14-day statutory right to withdraw from the agreement. Your Retailer commonly introduces customers to a selected panel of lenders including BMW Financial Services and will receive a fixed commission for introducing you to BMW Financial Services, calculated by reference to the vehicle or as a percentage of the amount you borrow. They do not have any discretion to vary the interest rate or APR you pay under your finance agreement. An introduction from us does not amount to independent financial advice.
Figures are for comparison purposes and may not reflect real-life driving results, which depend on a number of factors including the accessories fitted (post-registration), variations in weather, driving styles and vehicle load. All figures were determined according to a new test (WLTP). The CO₂ figures were translated back to the outgoing test (NEDC) and will be used to calculate vehicle tax on first registration. Only compare fuel consumption and CO₂ figures with other cars tested to the same technical procedure.
Lloyd Motors Ltd is registered in England, Company Registration Number 01271767, VAT Number 333700237, and registered office at Montgomery Way, Rosehill, Carlisle, Cumbria, CA1 2RP.
Lloyd Motors Ltd is authorised and regulated by the Financial Conduct Authority for credit broking and insurance distribution activities under reference number 308524. We are a credit broker, not a lender.
Images for illustrative purposes only. †Test drive subject to applicant status & availability. E&OE.
Personal Contract Purchase (PCP), involves an initial deposit, monthly payments and then an optional final payment. This final phase of the agreement offers three options, and is what makes it a popular finance product for both New and Approved Used BMWs.
If you’re looking for a straightforward approach to car finance, and want to pay for your BMW month by month until you end up owning it, BMW Hire Purchase could be for you.
BMW Personal Contract Hire is a truly simple way to get into a new BMW. This option could be right for you if you’re looking for all the exhilaration of driving a BMW, with none of the hassle of ownership, depreciation and selling your car after your contract has ended.
Simply fill in your details below and we’ll get back to you within 24 hours. Alternatively, you can call your local branch by telephone.
At Lloyd Motor Group we aim to make driving a new car as affordable as possible with new car offers and deals to suit every budget.
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