From £579 per month | £4,999 Customer Deposit | 4.9% Loyalty APR Representative
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The BMW X3 combines comfort, everyday flexibility, and unique, characteristically X driving dynamics. Innovative in-car connectivity and driver assistance technologies take functionality, safety and entertainment to a new level in the BMW X3.
Its design sets standards with highlight features such as the reinterpreted optional BMW Iconic Glow Kidney Grille. And with an impressive luggage compartment capacity, the BMW X3 has space for whatever you want to take with you. Iconic enough for the city streets, rugged enpugh for any weekend thrills - the BMW X3 is the very best of both worlds.
We have the following PCP (Personal Contract Purchase) Representative example on offer for this new BMW X3 20 xDrive M Sport model.
Available for immediate delivery as part of the BMW Loyalty scheme from £649 Per Month with a Customer Deposit of £3,999 and a compelling 4.9% Loyalty APR Representative. Offer Ends 31 March 2026.
Visit our showroom and discover why the BMW X3 is perfectly suited to local driving conditions.Our team of experts will guide you through every detail—from its commanding performance and refined comfort to intelligent charging solutions that fit seamlessly with our regional infrastructure.
GET A PERSONALISED QUOTE
Make your move toward sustainable driving without compromising on performance or luxury. Contact us today to schedule your visit at a time that suits you best.
GET IN TOUCH
Please view the full representative finance quotes for the new BMW X3 models below.
| BMW Select finance representative example (PCP): BMW X3 xDrive 20 xDrive M Sport |
|
|---|---|
| Monthly payment | £649.00 |
| Term of agreement | 48 months |
| Annual mileage | 6,000 miles |
| Customer deposit | £3,999.00 |
| Lloyd BMW Contribution | £1,284.73 |
| Total Deposit | £5,283.73 |
| On the road cash price | £55,105.01 |
| Total amount of credit | £49,821.28 |
| Rate of interest (fixed) | 4.9% |
| Option to purchase fee | £0.00 |
| Optional final payment^ | £26,713.08 |
| Total amount payable | £62,499.81 |
| APR | 4.9% APR |
| Excess mileage charge | 17.44p per mile |
Show The Full Finance Offer
Lloyd Motors Limited, trading as Lloyd BMW is a credit broker not a lender.
Finance quote is for a BMW Select agreement for the BMW X3 20 xDrive M Sport shown, with a contract mileage of 24,000 miles and excess mileage charge of 17.44p per mile. Applies to new vehicles ordered between 06/01/2026 and 31/03/2026 (subject to availability) and registered by 30/09/2026 (subject to availability) at participating Retailers. Retail customers only. **The BMW Loyalty Programme support will be available for any existing BMW Customer who can prove there is a BMW or MINI vehicle registered at the same address (regardless of current vehicle) who orders a new BMW between 6 January - 31 March. On the road cash price includes 3-year BMW Retailer Warranty, BMW Emergency Service, 12-month road fund licence, vehicle first registration fee, delivery, number plates and VAT. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. This quotation is not a binding offer to enter into a finance agreement. The cash price of the vehicle excludes any third-party services or goods purchased directly from a third party supplier and will not be included in any finance quote from BMW Financial Services. 'BMW Select' is a form of hire purchase agreement provided by BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. You will have a 14-day statutory right to withdraw from the agreement. Your Retailer commonly introduces customers to a selected panel of lenders including BMW Financial Services and will receive a fixed commission for introducing you to BMW Financial Services, calculated by reference to the vehicle or as a percentage of the amount you borrow. They do not have any discretion to vary the interest rate or APR you pay under your finance agreement. An introduction from us does not amount to independent financial advice.
Figures are for comparison purposes and may not reflect real-life driving results, which depend on a number of factors including the accessories fitted (post-registration), variations in weather, driving styles and vehicle load. All figures were determined according to a new test (WLTP). The CO₂ figures were translated back to the outgoing test (NEDC) and will be used to calculate vehicle tax on first registration. Only compare fuel consumption and CO₂ figures with other cars tested to the same technical procedure.
Lloyd Motors Ltd is registered in England, Company Registration Number 01271767, VAT Number 333700237, and registered office at Montgomery Way, Rosehill, Carlisle, Cumbria, CA1 2RP.
Lloyd Motors Ltd is authorised and regulated by the Financial Conduct Authority for credit broking and insurance distribution activities under reference number 308524. We are a credit broker, not a lender.
Images for illustrative purposes only. †Test drive subject to applicant status & availability. E&OE.
With the BMW X3 xDrive30e plug-in hybrid, you will experience efficient plug-in hybrid driving. Now boasting an extended all-electric range of up to 54 miles** and a doubled charging capacity of up to 11 kW, this incredible Sports Activity Vehicle is built for anything life has in store. Delivering a system output of up to 220 kW, accelerating from 0 to 62 mph in just 6.2 seconds, the BMW X3 30e has to be experienced.
Whether you're focused on electric range, luxury, or value, we'll help you find the perfect BMW X3 PHEV to elevate your daily drive.
If you have a vehicle to part-exchange (any make and model), get in touch with us for a personalised quote on this new BMW X3 xDrive30e M Sport. As a deposit, your part-exchange might be worth more than you think, and we can personalise your quote to suit your circumstances best.
GET A PERSONALISED QUOTE
Make your move toward sustainable driving without compromising on performance or luxury. Contact us today to schedule your visit at a time that suits you best.
GET IN TOUCH
| BMW Select Loyalty finance representative example (PCP): BMW X3 xDrive30e M Sport |
|
|---|---|
| Monthly payment | £579.00 |
| Term of agreement | 48 months |
| Annual mileage | 6,000 |
| Customer deposit | £4,999.00 |
| Lloyd BMW Contribution | £3,167.70 |
| Manufacturer Contribution | £3,500.00 |
| Total Deposit | £11,666.70 |
| On the road cash price | £53,472.30 |
| Total amount of credit | £48,473.30 |
| Rate of interest (fixed) | 4.9% |
| Option to purchase fee | £0.00 |
| Optional final payment^ | £28,706.45 |
| Total amount payable | £60,918.45 |
| APR | 4.9% APR |
| Excess mileage charge | 18.75p per mile |
Show The Full Finance Offer
Lloyd Motors Limited, trading as Lloyd BMW is a credit broker not a lender.
Finance quote is for a BMW Select agreement for the BMW X3 xDrive30e M Sport shown, with a contract mileage of 24,000 miles and excess mileage charge of 18.75p per mile. Applies to a vehicle ordered between 06/01/2026 and 31/03/2026 (subject to availability) and registered by 30/09/2026 (subject to availability) at participating Retailers. Retail customers only. *The BMW Loyalty Programme support will be available for any existing BMW Customer who can prove there is a BMW or MINI vehicle registered at the same address (regardless of current vehicle) who orders a new BMW between 6 January - 31 March. On the road cash price includes 3-year BMW Retailer Warranty, BMW Emergency Service, 12-month road fund licence, vehicle first registration fee, delivery, number plates and VAT. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. This quotation is not a binding offer to enter into a finance agreement. The cash price of the vehicle excludes any third-party services or goods purchased directly from a third party supplier and will not be included in any finance quote from BMW Financial Services. 'BMW Select' is a form of hire purchase agreement provided by BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. You will have a 14-day statutory right to withdraw from the agreement. Your Retailer commonly introduces customers to a selected panel of lenders including BMW Financial Services and will receive a fixed commission for introducing you to BMW Financial Services, calculated by reference to the vehicle or as a percentage of the amount you borrow. They do not have any discretion to vary the interest rate or APR you pay under your finance agreement. An introduction from us does not amount to independent financial advice.
Lloyd Motors Ltd is registered in England, Company Registration Number 01271767, VAT Number 333700237, and registered office at Montgomery Way, Rosehill, Carlisle, Cumbria, CA1 2RP.
Lloyd Motors Ltd is authorised and regulated by the Financial Conduct Authority for credit broking and insurance distribution activities under reference number 308524. We are a credit broker, not a lender
Images for illustrative purposes only. †Test drive subject to applicant status & availability. E&OE.
** Figures shown are for comparability purposes; only compare fuel consumption and CO2 figures with other cars tested to the same technical procedures. These figures may not reflect real life driving results, which will depend upon a number of factors including the accessories fitted (post-registration), variations in weather, driving styles and vehicle load.
Personal Contract Purchase (PCP), involves an initial deposit, monthly payments and then an optional final payment. This final phase of the agreement offers three options, and is what makes it a popular finance product for both New and Approved Used BMWs.
If you’re looking for a straightforward approach to car finance, and want to pay for your BMW month by month until you end up owning it, BMW Hire Purchase could be for you.
BMW Personal Contract Hire is a truly simple way to get into a new BMW. This option could be right for you if you’re looking for all the exhilaration of driving a BMW, with none of the hassle of ownership, depreciation and selling your car after your contract has ended.
Simply fill in your details below and we’ll get back to you within 24 hours. Alternatively, you can call your local branch by telephone.
At Lloyd Motor Group we aim to make driving a new car as affordable as possible with new car offers and deals to suit every budget.
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