BMW X3 Offers

£599 per month | £599 Initial Rental | PCH Offer

The exclusive Lloyd BMW X3 Trade-in offer.

You will unlock an extra £1,000 deposit contribution towards if you trade in any vehicle when purchasing of a Brand New BMW X3 20d xDrive M Sport. 

BOOK A TEST DRIVE

The BMW X3 combines everyday comfort and flexibility with the dynamic X driving experience, with plug-in hybrid technology available. Innovative connectivity and driver assistance technologies elevate functionality, safety, and entertainment, while its striking design, including the optional BMW Iconic Glow Kidney Grille, turns heads on any terrain. With an impressive luggage compartment and rugged capability, the X3 is equally at home on city streets or weekend adventures.

The BMW X3 available on a Personal Contract Hire from just £599 Per Month with an initial rental of £599. This BMW X3 Offer Ends 4 January 2027.

BMW X3 xDrive 20 xDrive M Sport

 

Visit our showroom and discover why the BMW X3  is perfectly suited to local driving conditions.Our team of experts will guide you through every detail—from its commanding performance and refined comfort to intelligent charging solutions that fit seamlessly with our regional infrastructure.


GET A PERSONALISED QUOTE

Make your move toward sustainable driving without compromising on performance or luxury. Contact us today to schedule your visit at a time that suits you best.

GET IN TOUCH

Explore our current finance offers below, with competitive PCP options available across the X3 range. Contact our team today to arrange a test drive or personalised quote — including part-exchange valuations on any make or model.

Please view the full representative finance quotes for the new BMW X3 models below.

GET A PERSONALISED QUOTE


If you're looking to view or test drive a BMW X3, we will be more than happy to welcome you to our showroom at a time that suits you and help you find the model which best suits your needs and budget. 

Please get in touch with us for details of our latest BMW 1 series offers and deals across all BMW X3 models.

GET IN TOUCH


 


Please view the full representative finance quotes for the new BMW X3 models below.

BMW X3 Finance Examples

BMW X3 20d xDrive M Sport - PCH (Personal Contract Hire)
BMW (PCH) Personal Contract Hire: 
BMW X3 20d xDrive M Sport. 
47 monthly payments of  £599.05
Term of agreement 48 months
Annual mileage 6000 miles
Initial Rental (s) £599.00
Excess mileage charge 16.88p per mile

Show Personal Contract Hire Quote


Lloyd Motors Limited, trading as Lloyd Motor Group is a credit broker. Terms & Conditions Apply. 

Finance quote is for a BMW Personal Contract Hire agreement for the BMW X3 20d xDrive M Sport with a contract mileage of 24,000 miles and excess mileage charge of 16.88p per mile. Applies to a vehicle ordered between 16/10/2026 and 04/01/2027 and registered by 30/06/2026 at participating Retailers. Retail customers only. At the end of your agreement you must return the vehicle. Excess mileage, vehicle condition and other charges may be payable. Hire available subject to status to UK residents aged 18 or over. You can never own the car. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. This quotation is not a binding offer to enter into a finance agreement. The cash price of the vehicle excludes any third-party services or goods purchased directly from a third party supplier and will not be included in any finance quote from BMW Financial Services. Hire provided by BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. Your Retailer commonly introduces customers to a selected panel of lenders including BMW Financial Services and will receive a fixed commission for introducing you to BMW Financial Services, calculated by reference to the vehicle or as a percentage of the amount you borrow. They do not have any discretion to vary the interest rate or APR you pay under your finance agreement. An introduction from us does not amount to independent financial advice.Images for illustrative purposes only. This offer is not available in conjunction with the current free home charger offer.
†Test drive subject to applicant status & availability. E&OE.

All finance is subject to status and available to over 18's only (excluding The Channel Islands). Guarantees and indemnities may be required. Offers valid at the time of upload and liable to change.

Lloyd Motors Ltd is registered in England, Company Registration Number 01271767, VAT Number 333700237, and registered office at Montgomery Way, Rosehill, Carlisle, Cumbria, CA1 2RP.
Lloyd Motors Ltd is authorised and regulated by the Financial Conduct Authority for credit broking and insurance distribution activities under reference number 308524. We are a credit broker, not a lender.

BMW X3 Finance Examples

BMW X3 20d xDrive M Sport PCP Representative Example
BMW Select finance representative example (PCP):
BMW X3 20d xDrive M Sport
47 Monthly payments of £599.00
Term of agreement 48 months
Annual mileage 6,000 miles
Lloyd BMW Contribution £1,195.13
Customer deposit £2,999.00
Trade In Contribution £1,000.00
BMW Contribution  £1,500.00
Total Deposit £5,499.00
On the road cash price £52,897.40
Total amount of credit £54,521.98
Rate of interest (fixed) 4.9%
Option to purchase fee £0.00
Optional final payment^ £26,368.98
Total amount payable £60,020.98
APR 4.9% APR
Excess mileage charge 16.88p per mile

Show The Full Finance Offer

 

Lloyd Motors Limited, trading as Lloyd BMW is a credit broker not a lender.

Finance quote is for a BMW Select agreement for the X3 20d xDrive M Sport shown with a contract mileage of 24,000 miles and excess mileage charge of 16.88p per mile. Applies to a vehicle ordered between 01/10/2026 and 04/01/2026 (subject to availability) and registered by 30/06/2027 (subject to availability) at participating Retailers. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Quote is valid for 30 days or until the end of the campaign period whichever comes first and may be amended or withdrawn by us at any time. On the road price of the vehicle excludes any third-party services or goods purchased directly from a third-party supplier and will not be included in any finance quote from BMW Financial Services. If, in providing this quotation, we have made any assumptions which are incorrect, please let us know and we will prepare a further quotation. This is not an offer by us capable of acceptance by you and a proposal by you based on this quotation will be subject to acceptance by BMW Financial Services. All finance is subject to applicant status and is available to UK residents 18 or over. Your retailer introduces customers to a small number of lenders, including BMW Financial Services. If you enter into a finance agreement with BMW Financial Services, they will receive a fixed commission from BMW Financial Services which may influence them. The amount of commission varies for different vehicle models. The amount of commission will be disclosed to you in good time before you sign your finance agreement. They do not have any discretion to vary the interest rate or APR you pay under your finance agreement. They do not give independent financial advice.
Figures are for comparison purposes and may not reflect real-life driving results, which depend on a number of factors including the accessories fitted (post-registration), variations in weather, driving styles and vehicle load. All figures were determined according to a new test (WLTP). The CO₂ figures were translated back to the outgoing test (NEDC) and will be used to calculate vehicle tax on first registration. Only compare fuel consumption and CO₂ figures with other cars tested to the same technical procedure.

Lloyd Motors Ltd is registered in England, Company Registration Number 01271767, VAT Number 333700237, and registered office at Montgomery Way, Rosehill, Carlisle, Cumbria, CA1 2RP.
Lloyd Motors Ltd is authorised and regulated by the Financial Conduct Authority for credit broking and insurance distribution activities under reference number 308524. We are a credit broker, not a lender.
Images for illustrative purposes only. †Test drive subject to applicant status & availability. E&OE.

New BMW X3 - In Stock Now

Skip the wait. Browse our BMWs, brand new, in stock and available today.

** Figures shown are for comparability purposes; only compare fuel consumption and CO2 figures with other cars tested to the same technical procedures. These figures may not reflect real life driving results, which will depend upon a number of factors including the accessories fitted (post-registration), variations in weather, driving styles and vehicle load.

Ts&Cs - * Q3 2026 September Stock Support is available for selected 2 Series (G42), i4 (G26 BEV), X3 (G45) and X5 (G05) Registered as Retail or Business. Eligible vehicles must be registered by the 30 September 2026 to qualify for stock support.
 

BMW Finance

When it comes to financing your BMW, we use our expertise to find tailored finance solutions to help you get into the car you always wanted, as quickly and easily as possible. With three types of finance product solutions to choose from, it’s easy for you to find the right finance solution to suit your needs.
1

Personal Contract Purchase (PCP)

Personal Contract Purchase (PCP), involves an initial deposit, monthly payments and then an optional final payment. This final phase of the agreement offers three options, and is what makes it a popular finance product for both New and Approved Used BMWs.

2

Hire Purchase (HP)

If you’re looking for a straightforward approach to car finance, and want to pay for your BMW month by month until you end up owning it, BMW Hire Purchase could be for you.

3

Personal Contract Hire (PCH)

BMW Personal Contract Hire is a truly simple way to get into a new BMW. This option could be right for you if you’re looking for all the exhilaration of driving a BMW, with none of the hassle of ownership, depreciation and selling your car after your contract has ended.

What Our Customers Say

4.6/5

Rating based on 13,639 verified reviews

Rating based on 13,639 verified reviews

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Fiona was great, love the new car!
Jimmy Mitchell
South Lakes BMW - October, 2026
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Very professional and friendly service from Marcel. He took a great deal of trouble to help us. Thank you
Hazel Gardner
South Lakes BMW - January, 2026
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Great service at Mini. If you’re looking for a Mini, I’d recommend going straight to Gary. Nothing is too much trouble.
Lisa Williams
North Tyneside BMW - September, 2026
Part Exchange Your Car
PART EXCHANGE YOUR CAR
Current resale values of used vehicles are excellent - now could be a perfect time to part exchange your vehicle for a new model. We buy any car make and model, financed or owned outright. Find out how much your car is worth today with our free valuation; it could be worth more than you think.

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At Lloyd Motor Group we aim to make driving a new car as affordable as possible with new car offers and deals to suit every budget.