BMW X3 Offers

From £649 per month | £2,999 Customer Deposit

The BMW X3 20 – Where Versatile Performance Meets Dynamic Precision

Wondering what all the excitement's about? The innovative BMW X3 answers every question behind the wheel, and our BMW specialists can't wait to give you the keys for a test drive.

BOOK A TEST DRIVE


Featuring BMW's all-wheel drive system, enhanced aerodynamics, semi-autonomous driving systems and BMW TwinPowerTurbo engines. The BMW X3 Sports Activity Vehicle (SAV) offers a superb driving experience that is suited to many terrains. The BMW X3 has undergone a recent redesign with sharper, more aggressive exterior features showcasing a whole host of technological advancements throughout the cabin. The New BMW X3 must be experienced to be believed. 

The new BMW X3 20 xDrive M Sport model is available as part of the BMW Loyalty scheme for £649 a month, with a customer deposit of £2,999 and an attractive 5.9% APR representative.  Offer Ends 30th September 2025.

X3 Offer

Visit our showroom and discover why the BMW X3 delivers the perfect balance of capability and refinement for every British driving scenario. Our BMW specialists will guide you through the intelligent xDrive all-wheel drive system and premium interior appointments, ensuring every journey combines athletic agility with sophisticated comfort.

The BMW X3 is a thoroughbred compact and versatile SAV that offers a fantastic range of engines, a high level of standard equipment and the very latest BMW technology innovations. The advanced driving dynamics and elevated seating position provide both confidence and command on any terrain.

Whether you prioritise versatile practicality, dynamic handling, or premium comfort, the BMW X3 transforms every drive into something truly extraordinary.

Book Your Personal BMW Experience Today

x3


If you have a vehicle to part-exchange (any make and model), get in touch with us for a personalised quote on this new BMW X3 20 xDrive M Sport. As a deposit, your part-exchange might be worth more than you think.

We can provide no-commitment personalised quotes based on different vehicle specifications, deposits, vehicle part-exchange value, finance package, agreement length and mileage.

GET A PERSONALISED QUOTE

If you're looking to view or test drive a BMW X3, we will be more than happy to welcome you to our showroom at a time that suits you and help you find the model which best suits your needs and budget. 

GET IN TOUCH


Please view the full representative finance quote below for the new BMW X3 models below. 

BMW X3 Representative Finance Examples

Personal Contract Purchasing Representative Example
BMW Select finance representative example (PCP):
BMW X3 20 xDrive M Sport*
Monthly payment £649.00
Term of agreement 48 months
Annual mileage 6,000
Customer deposit £2,999.00
Lloyd BMW Contribution £1,537.84
Total Deposit £4,536.84
On the road cash price £53,405.01
Total amount of credit £48,868.17
Rate of interest (fixed) 5.9%
Option to purchase fee £0.00
Optional final payment^ £27,182.05
Total amount payable £62,221.89
APR 5.9% APR
Excess mileage charge 17.81p per mile

Show The Full Finance Offer

 

Lloyd Motors Limited, trading as Lloyd BMW is a credit broker not a lender.

Finance quote is for a BMW Select agreement for the BMW X3 xDrive20 M Sport shown, with a contract mileage of 24,000 miles and excess mileage charge of 17.81p  per mile. Applies to a vehicle ordered between 01/08/2025 and 30/09/2025 (subject to availability) and registered by 31/12/2025 at participating Retailers. Retail customers only. *The BMW Loyalty Programme support will be available for any existing BMW Customer who can prove there is a BMW or MINI vehicle registered at the same address (regardless of current vehicle) who orders a new BMW between 1 July 2025 and 30 September 2025. On the road cash price includes 3-year BMW Retailer Warranty, BMW Emergency Service, 12-month road fund licence, vehicle first registration fee, delivery, number plates and VAT. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. This quotation is not a binding offer to enter into a finance agreement. The cash price of the vehicle excludes any third-party services or goods purchased directly from a third party supplier and will not be included in any finance quote from BMW Financial Services. 'BMW Select' is a form of hire purchase agreement provided by BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. You will have a 14-day statutory right to withdraw from the agreement. Your Retailer commonly introduces customers to a selected panel of lenders including BMW Financial Services and will receive a fixed commission for introducing you to BMW Financial Services, calculated by reference to the vehicle or as a percentage of the amount you borrow. They do not have any discretion to vary the interest rate or APR you pay under your finance agreement. An introduction from us does not amount to independent financial advice.

Lloyd Motors Ltd is registered in England, Company Registration Number 01271767, VAT Number 333700237, and registered office at Montgomery Way, Rosehill, Carlisle, Cumbria, CA1 2RP.
Lloyd Motors Ltd is authorised and regulated by the Financial Conduct Authority for credit broking and insurance distribution activities under reference number 308524. We are a credit broker, not a lender

Images for illustrative purposes only. †Test drive subject to applicant status & availability. E&OE.

The BMW X3 30e PHEV Offer at Lloyd Motor Group.

Curious about your next drive? The remarkable BMW X3 PHEV speaks for itself - book your test drive today.
 

BOOK A TEST DRIVE

The drive system in the BMW X3 30e xDrive plug-in hybrid is made up of a 2.0-litre four-cylinder petrol engine partnered with an electric motor integrated into the eight-speed Steptronic transmission. These join forces to generate system output of up to 220 kW/299 hp.

Helped by latest-generation BMW eDrive technology and adaptive recuperation, the new BMW X3 30e xDrive achieves an electric range 50 – 56 miles* in the WLTP cycle, which is considerably longer than its predecessor could offer. Its Combined Charging Unit enables AC charging at 11 kW as standard. The plug-in-hybrid model also comes prepared for smart charging with the Connected Home Charging option.

We have the following PCP (Personal Contract Purchase) Representative example on offer for this new BMW X3 30e xDrive M Sport model.

Available for immediate delivery as part of the BMW Loyalty scheme from £659 Per Month with a Customer Deposit of £4,999 and a compelling 5.9% APR Representative. Offer Ends 30 September 2025.


 



 

Visit our showroom and discover why the BMW X3 Plug-in Hybrid is perfectly suited to local driving conditions.Our team of experts will guide you through every detail—from its commanding performance and refined comfort to intelligent charging solutions that fit seamlessly with our regional infrastructure.

Whether your prioritise electric range, spacious luxury, or long-term value, we’ll help you find the ideal BMW X3 PHEV to enhance your everyday journey.


If you have a vehicle to part-exchange (any make and model), get in touch with us for a personalised quote on this new BMW X3 30e xDrive M Sport. As a deposit, your part-exchange might be worth more than you think, and we can personalise your quote to suit your circumstances best.

GET A PERSONALISED QUOTE

Make your move toward sustainable driving without compromising on performance or luxury. Contact us today to schedule your visit at a time that suits you best.

GET IN TOUCH

*Fuel economy and CO2 results for the new BMW X3 xDrive30e M Sport Mpg (l/100km): Combined 37.7 to 38.7. CO2 emissions: 22 g/km.


Please view the full representative finance quotes for the new BMW X3 PHEV models below.

BMW X3 PHEV Finance Examples

BMW X3 PHEV Finance Representative Example
BMW Select finance representative example (PCP):
BMW X3 xDrive30e M Sport
Monthly payment £659.00
Term of agreement 48 months
Annual mileage 6,000 miles
Customer deposit £4,999.00
Lloyd BMW Contribution £3,877.74
Total Deposit £8,876.74
On the road cash price £60,030.00
Total amount of credit £51,153.26
Rate of interest (fixed) 5.9%
Option to purchase fee £0.00
Optional final payment^ £29,527.85
Total amount payable £69,377.59
APR 5.9% APR
Excess mileage charge 19.31p per mile

Show The Full Finance Offer

 

Lloyd Motors Limited, trading as Lloyd BMW is a credit broker not a lender.

Finance quote is for a BMW Select agreement for the BMW X3 xDrive30e M Sport shown, with a contract mileage of 24,000 miles and excess mileage charge of 19.31p per mile. Applies to new vehicles ordered between 01/08/2025 and 30/09/2025 and registered by 31/12/2025 (subject to availability) at participating Retailers. Retail customers only. *The BMW Loyalty Programme support will be available for any existing BMW Customer who can prove there is a BMW or MINI vehicle registered at the same address (regardless of current vehicle) who orders a new BMW between 1 July 2025 and 30 September 2025. On the road cash price includes 3-year BMW Retailer Warranty, BMW Emergency Service, 12-month road fund licence, vehicle first registration fee, delivery, number plates and VAT. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. This quotation is not a binding offer to enter into a finance agreement. The cash price of the vehicle excludes any third-party services or goods purchased directly from a third party supplier and will not be included in any finance quote from BMW Financial Services. 'BMW Select' is a form of hire purchase agreement provided by BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. You will have a 14-day statutory right to withdraw from the agreement. Your Retailer commonly introduces customers to a selected panel of lenders including BMW Financial Services and will receive a fixed commission for introducing you to BMW Financial Services, calculated by reference to the vehicle or as a percentage of the amount you borrow. They do not have any discretion to vary the interest rate or APR you pay under your finance agreement. An introduction from us does not amount to independent financial advice.

Figures are for comparison purposes and may not reflect real-life driving results, which depend on a number of factors including the accessories fitted (post-registration), variations in weather, driving styles and vehicle load. All figures were determined according to a new test (WLTP). The CO₂ figures were translated back to the outgoing test (NEDC) and will be used to calculate vehicle tax on first registration. Only compare fuel consumption and CO₂ figures with other cars tested to the same technical procedure.

Lloyd Motors Ltd is registered in England, Company Registration Number 01271767, VAT Number 333700237, and registered office at Montgomery Way, Rosehill, Carlisle, Cumbria, CA1 2RP.
Lloyd Motors Ltd is authorised and regulated by the Financial Conduct Authority for credit broking and insurance distribution activities under reference number 308524. We are a credit broker, not a lender.
Images for illustrative purposes only. †Test drive subject to applicant status & availability. E&OE.

BMW Finance

When it comes to financing your BMW, we use our expertise to find tailored finance solutions to help you get into the car you always wanted, as quickly and easily as possible. With three types of finance product solutions to choose from, it’s easy for you to find the right finance solution to suit your needs.
1

Personal Contract Purchase (PCP)

Personal Contract Purchase (PCP), involves an initial deposit, monthly payments and then an optional final payment. This final phase of the agreement offers three options, and is what makes it a popular finance product for both New and Approved Used BMWs.

2

Hire Purchase (HP)

If you’re looking for a straightforward approach to car finance, and want to pay for your BMW month by month until you end up owning it, BMW Hire Purchase could be for you.

3

Personal Contract Hire (PCH)

BMW Personal Contract Hire is a truly simple way to get into a new BMW. This option could be right for you if you’re looking for all the exhilaration of driving a BMW, with none of the hassle of ownership, depreciation and selling your car after your contract has ended.

What Our Customers Say

4.4/5

Rating based on 8,487 verified reviews

Rating based on 8,487 verified reviews

BMW-Logo
My car went in for a recall, Staff are great, Excellent communication throughout, and a complimentary wash and vacuum 👌
Ryan W
Carlisle BMW - February, 2025
BMW-Logo
Service fantastic 👍
Mark A
Carlisle BMW - July, 2025
BMW-Logo
Always pleasant and helpful without being pushy. Probably the best BMW dealership I've used.
Julie Potter
Newcastle BMW - January, 2025
Part Exchange Your Car
PART EXCHANGE YOUR CAR
Current resale values of used vehicles are excellent - now could be a perfect time to part exchange your vehicle for a new model. We buy any car make and model, financed or owned outright. Find out how much your car is worth today with our free valuation; it could be worth more than you think.

Lloyd Recommends

At Lloyd Motor Group we aim to make driving a new car as affordable as possible with new car offers and deals to suit every budget.