Until the end of September, all you'll need to do is add fuel and you're good to go in the thrilling BMW 120. Ts&Cs Apply.
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The BMW 1 Series features an all-new exterior and interior design, the latest digital technology and improved driving dynamics, it’s made to make every journey a joy. Whether you're looking for BMW 1 Series offers, PCP deals or flexible BMW 1 Series finance, it can be tailor-made for you.
The BMW 1 Series 120 M Sport available from just £399 a month, with a customer deposit of £999 and a low 2.9% APR Representative. This New BMW 1 Series offer Ends 30 September 2026.
Visit our showroom and discover why the BMW 1 Series 120 Sport is engineered for the demands of British roads. Our BMW specialists will guide you through every aspect of this dynamic machine, from its refined suspension to advanced driver assistance technologies that complement our diverse driving conditions.
Whether you prioritise athletic handling, premium comfort, or intelligent efficiency, we'll match you with the perfect specification to elevate your daily drive into something truly exceptional.
Co-pilot your life with the BMW 1 Series. Each model offers a carefully curated specification that delivers maximum aesthetic appeal, class-leading technology and superior levels of comfort and practicality.
Book Your Personal BMW Experience Today
Please view the full representative finance quotes for the new BMW 1 Series models below.
| BMW Select finance representative example (PCP): BMW 120 M Sport 5-door* |
|
|---|---|
| 47 monthly payments of | £399.00 |
| Term of agreement | 48 months |
| Annual mileage | 6,000 miles |
| Customer deposit | £999.00 |
| Lloyd BMW Contribution | £1,956.90 |
| On the road cash price | £32,683.10 |
| Total amount of credit | £31,684.10 |
| Rate of interest (fixed) | 2.9% fixed |
| Option to purchase fee | £0.00 |
| Optional final payment | £15,655.63 |
| Total amount payable | £35,407.63 |
| A.P.R | 2.9 % APR |
| Excess mileage charge | 10.5p per mile |
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Lloyd Motors Limited, trading as Lloyd Motor Group is a credit broker not a lender.
Finance quote is for a BMW Select agreement for the BMW 120 M Sport shown, with a contract mileage of 24,000 miles and excess mileage charge of 10.5p per mile. Applies to a vehicle ordered between 01/07/2026 and 30/09/2026 (subject to availability) and registered by 31/03/2027 (subject to availability) at participating Retailers. Retail customers only. On the road cash price includes 3-year BMW Retailer Warranty, BMW Emergency Service, 12-month road fund licence, vehicle first registration fee, delivery, number plates and VAT. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. This quotation is not a binding offer to enter into a finance agreement. The cash price of the vehicle excludes any third-party services or goods purchased directly from a third party supplier and will not be included in any finance quote from BMW Financial Services. 'BMW Select' is a form of hire purchase agreement provided by BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. You will have a 14-day statutory right to withdraw from the agreement. Your Retailer commonly introduces customers to a selected panel of lenders including BMW Financial Services and will receive a fixed commission for introducing you to BMW Financial Services, calculated by reference to the vehicle or as a percentage of the amount you borrow. They do not have any discretion to vary the interest rate or APR you pay under your finance agreement. An introduction from us does not amount to independent financial advice.
Images for illustrative purposes only. †Test drive subject to applicant status & availability. E&OE.
Lloyd Motors Ltd is registered in England, Company Registration Number 01271767, VAT Number 333700237, and registered office at Montgomery Way, Rosehill, Carlisle, Cumbria, CA1 2RP.
Lloyd Motors Ltd is authorised and regulated by the Financial Conduct Authority for credit broking and insurance distribution activities under reference number 308524. We are a credit broker, not a lender.
All finance is subject to status and available to over 18's only (excluding The Channel Islands). Guarantees and indemnities may be required. Offers valid at the time of upload and liable to change.
Enjoy sharp design, dynamic performance, and driver-focused technology with simple, fixed monthly leasing payments.
The BMW 1 Series combines a striking road presence with advanced digital tech and modern interior comfort. Personal Contract Hire (PCH) offers a straightforward way to drive a brand-new BMW 1 Series with a low initial payment and predictable monthly fees, leaving you free to focus purely on the drive without worrying about resale values or depreciation.
The BMW 1 Series 120 M Sport available on Personal Contract Hire for just £379 a month, with an initial rental of just £379 and a Lloyd contribution of £1,850. This New BMW 1 Series offer Ends 30 September 2026.
Please note that our current 3 Years’ Free Servicing and 1 Year’s Free Insurance promotional package applies exclusively to selected Personal Contract Purchase (PCP) finance offers. This Personal Contract Hire (PCH) offer does not include free servicing or insurance. This allows us to deliver the most competitive monthly leasing rates possible. If you would like to explore options that include servicing or insurance, our team will be delighted to talk you through our alternative PCP packages.
| BMW 120 M Sport - PCH Offer | |
|---|---|
| Initial Rental | £379.00 |
| Monthly Rental | £379.06 |
| Mileage | 6,000 p/a |
| Term | 48 Months |
| Excess Mileage Charge | 10.50 p per mile |
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Lloyd Motors Ltd is a credit broker, not a lender.
Finance quote is for a BMW Personal Contract Hire agreement for the 120 M Sport shown with a contract mileage of 24,000 miles and excess mileage charge of 10.5p per mile. Applies to a vehicle ordered between 01/07/2026 and 30/09/2026 (subject to availability) and registered by 31/03/2027. Excess mileage, vehicle condition and other charges may be payable. Quote is valid for 30 days or until the end of the campaign period whichever comes first and may be amended or withdrawn by us at any time. If, in providing this quotation, we have made any assumptions which are incorrect, please let us know and we will prepare a further quotation. This is not an offer by us capable of acceptance by you and a proposal by you based on this quotation will be subject to acceptance by BMW Financial Services. All finance is subject to applicant status and is available to UK residents 18 or over. Your retailer introduces customers to a small number of lenders, including BMW Financial Services. If you enter into a finance agreement with BMW Financial Services, they will receive a fixed commission from BMW Financial Services which may influence them. The amount of commission varies for different vehicle models. The amount of commission will be disclosed to you in good time before you sign your finance agreement. They do not have any discretion to vary the interest rate or APR you pay under your finance agreement. They do not give independent financial advice.
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View This CarIf you have a vehicle to part-exchange (any make and model), get in touch with us for a personalised quote on this new BMW 120 Hatch. As a deposit, your part-exchange might be worth more than you think, and we can personalise your BMW 1 Series finance deal to suit your circumstances best.
We can provide no-commitment personalised quotes based on different vehicle specifications, deposits, vehicle part-exchange value, PCP or finance packages, agreement length and mileage.
GET A PERSONALISED QUOTE
If you're looking to view or test drive a BMW 1 Series, we will be more than happy to welcome you to our showroom at a time that suits you and help you find the model which best suits your needs and budget.
Please get in touch with us for details of our latest BMW 1 series offers and deals across all BMW 1 Series models.
GET IN TOUCH
Personal Contract Purchase (PCP), involves an initial deposit, monthly payments and then an optional final payment. This final phase of the agreement offers three options, and is what makes it a popular finance product for both New and Approved Used BMWs.
If you’re looking for a straightforward approach to car finance, and want to pay for your BMW month by month until you end up owning it, BMW Hire Purchase could be for you.
BMW Personal Contract Hire is a truly simple way to get into a new BMW. This option could be right for you if you’re looking for all the exhilaration of driving a BMW, with none of the hassle of ownership, depreciation and selling your car after your contract has ended.
Lloyd Motors Ltd. is a credit broker not a lender.
1. Offer available to new car Retail customers only. 1 year's free BMW Car Insurance and 3 years' complimentary servicing also available to cash buyers. Finance from BMW Financial Services (GB) Ltd. Offer applies to all new BMW 1 Series and 2 Series Gran Coupé models ordered between 1 July-30 September 2026 and registered by 31 March 2027. Subject to availability. Cannot be combined with any other offer.
2. 1 year's free BMW Car Insurance is fully comprehensive and provided subject to eligibility. There is a maximum driver age of 80 years and a minimum driver age of 25 years (30 years for high performance models including the BMW M135 and BMW M235).
BMW Car Insurance is arranged and administered by Wrisk Transfer Limited, registered in England and Wales with company number 10657213 and its registered office is at 45 Gresham Street, London, EC2V 7BG. Wrisk Transfer Limited is authorised and regulated by the Financial Conduct Authority - reference number 788062. The Financial Conduct Authority’s register can be checked for details of their permissions, history and contact details.
Wrisk Transfer Limited offers insurance products from a range of insurers.
BMW Insurance Solutions is a trading name of BMW Financial Services (GB) Limited, which is authorised and regulated by the Financial Conduct Authority, reference number 312578, registered office: Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. BMW Financial Services (GB) Limited and Wrisk Transfer Limited are not part of the same corporate group.
3. BMW 3 years' free servicing is provided as a complimentary BMW Service Inclusive package for 3 years from registration or 37,282 miles, whichever comes first, and valid for servicing carried out by BMW Service Authorised Workshops and only when the vehicle indicates that a service is required. The Service Inclusive package cannot be transferred to another vehicle and excludes normal wear and tear. Full details on what is covered in the 3-year BMW Service Inclusive package here.
4. Representative 2.9% APR available on a BMW Select agreement for new BMW 1 Series or 2 Series Gran Coupé models ordered between 1 July-30 September 2026 and registered by 31 March 2027 (subject to availability). Retail customers only. Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Optional final payment and option to purchase fee not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). ‘BMW Select’ is a form of hire-purchase agreement provided by BMW Financial Services (GB) Ltd, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. You will have a 14 day statutory right to withdraw from the agreement. [Insert Retailer’s legal name] trading as [insert Retailer name] introduces customers to a selected panel of lenders, which includes BMW Financial Services. We will receive a fixed commission for introducing you to BMW Financial Services, calculated by reference to the vehicle or as a percentage of the amount you borrow. We do not have any discretion to vary the interest rate or APR you pay under your finance agreement. An introduction from us does not amount to independent financial advice.
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