BMW 1 Series Offers

From £399 per month | £999 Customer Deposit | 2.9% APR Representative

Skip to the best bit with First Free Year Insurance and 3 years free servicing. 

Until the end of September, all you'll need to do is add petrol and you're good to go in the thrilling BMW 120. 

BOOK A TEST DRIVE

The BMW 1 Series features an all-new exterior and interior design, the latest digital technology and improved driving dynamics, it’s made to make every journey a joy. Whether you're looking for BMW 1 Series offers, PCP deals or flexible BMW 1 Series finance, it can be tailor-made for you.

The BMW 1 Series 120 M Sport available from just £399 a month, with a customer deposit of £999 and a low 2.9% APR Representative. This New BMW 1 Series offer Ends 30 September 2026.



Visit our showroom and discover why the BMW 1 Series 120 Sport is engineered for the demands of British roads. Our BMW specialists will guide you through every aspect of this dynamic machine, from its refined suspension to advanced driver assistance technologies that complement our diverse driving conditions.

Whether you prioritise athletic handling, premium comfort, or intelligent efficiency, we'll match you with the perfect specification to elevate your daily drive into something truly exceptional.

Co-pilot your life with the BMW 1 Series. Each model offers a carefully curated specification that delivers maximum aesthetic appeal, class-leading technology and superior levels of comfort and practicality.

Book Your Personal BMW Experience Today

If you have a vehicle to part-exchange (any make and model), get in touch with us for a personalised quote on this new BMW 120 Hatch. As a deposit, your part-exchange might be worth more than you think, and we can personalise your BMW 1 Series finance deal to suit your circumstances best. 

We can provide no-commitment personalised quotes based on different vehicle specifications, deposits, vehicle part-exchange value, PCP or finance packages, agreement length and mileage. 

GET A PERSONALISED QUOTE


If you're looking to view or test drive a BMW 1 Series, we will be more than happy to welcome you to our showroom at a time that suits you and help you find the model which best suits your needs and budget. 

Please get in touch with us for details of our latest BMW 1 series offers and deals across all BMW 1 Series models.

GET IN TOUCH


 


Please view the full representative finance quotes for the new BMW 1 Series models below.

BMW 1 Series Finance Examples

BMW 120 M Sport Finance Representative Example
BMW Select finance representative example (PCP): 
BMW 120 M Sport 5-door*
47 monthly payments of  £399.00
Term of agreement 48 months
Annual mileage 6,000 miles
Customer deposit  £999.00
Lloyd BMW Contribution  £1,956.90
On the road cash price £32,683.10
Total amount of credit £31,684.10
Rate of interest (fixed) 2.9% fixed
Option to purchase fee £0.00
Optional final payment £15,655.63
Total amount payable £35,407.63
A.P.R 2.9 % APR
Excess mileage charge 10.5p per mile

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Lloyd Motors Limited, trading as Lloyd Motor Group is a credit broker not a lender.

Finance quote is for a BMW Select agreement for the BMW 120 M Sport shown, with a contract mileage of 24,000 miles and excess mileage charge of 10.5p per mile. Applies to a vehicle ordered between 01/07/2026 and 30/09/2026 (subject to availability) and registered by 31/03/2027 (subject to availability) at participating Retailers. Retail customers only. On the road cash price includes 3-year BMW Retailer Warranty, BMW Emergency Service, 12-month road fund licence, vehicle first registration fee, delivery, number plates and VAT. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. This quotation is not a binding offer to enter into a finance agreement. The cash price of the vehicle excludes any third-party services or goods purchased directly from a third party supplier and will not be included in any finance quote from BMW Financial Services. 'BMW Select' is a form of hire purchase agreement provided by BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. You will have a 14-day statutory right to withdraw from the agreement. Your Retailer commonly introduces customers to a selected panel of lenders including BMW Financial Services and will receive a fixed commission for introducing you to BMW Financial Services, calculated by reference to the vehicle or as a percentage of the amount you borrow. They do not have any discretion to vary the interest rate or APR you pay under your finance agreement. An introduction from us does not amount to independent financial advice.

Images for illustrative purposes only. †Test drive subject to applicant status & availability. E&OE.

Lloyd Motors Ltd is registered in England, Company Registration Number 01271767, VAT Number 333700237, and registered office at Montgomery Way, Rosehill, Carlisle, Cumbria, CA1 2RP.
Lloyd Motors Ltd is authorised and regulated by the Financial Conduct Authority for credit broking and insurance distribution activities under reference number 308524. We are a credit broker, not a lender.

All finance is subject to status and available to over 18's only (excluding The Channel Islands). Guarantees and indemnities may be required. Offers valid at the time of upload and liable to change.

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BMW 1 Series Finance

When it comes to financing your new BMW 1 Series, we use our expertise to find tailored finance solutions to help you get into the car you always wanted, as quickly and easily as possible. With three types of finance product solutions to choose from, it’s easy for you to find the right finance solution to suit your needs.
1

Personal Contract Purchase (PCP)

Personal Contract Purchase (PCP), involves an initial deposit, monthly payments and then an optional final payment. This final phase of the agreement offers three options, and is what makes it a popular finance product for both New and Approved Used BMWs.

2

Hire Purchase (HP)

If you’re looking for a straightforward approach to car finance, and want to pay for your BMW month by month until you end up owning it, BMW Hire Purchase could be for you.

3

Personal Contract Hire (PCH)

BMW Personal Contract Hire is a truly simple way to get into a new BMW. This option could be right for you if you’re looking for all the exhilaration of driving a BMW, with none of the hassle of ownership, depreciation and selling your car after your contract has ended.

What Our Customers Say

4.5/5

Rating based on 13,009 verified reviews

Rating based on 13,009 verified reviews

BMW-Logo
Excellent customer service. Had three cars from Danny. Won’t go anywhere else for my cars
Adam Leaver
Blackpool BMW - March, 2026
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