BMW Select Loyalty finance representative example (PCP):
BMW X1 xDrive 25e M Sport |
| Monthly payment |
£469.00 |
| Term of agreement |
48 months |
| Annual mileage |
8,000 miles |
| Customer deposit |
£6,438.91 |
| On the road cash price |
£48,295.00 |
| BMW Contribution |
£3,443.20 |
| Total amount of credit |
£38,412.89 |
| Rate of interest (fixed) |
2.90% fixed |
| Option to purchase fee |
£0.00 |
| Optional final payment^ |
£19,714.06 |
| Total amount payable |
£48,195.97 |
| APR |
2.9% |
| Excess mileage charge |
16.69p per mile |
Lloyd Motors Limited, trading as Lloyd BMW is a credit broker not a lender.
Finance quote is for a BMW Select agreement for the X1 xDrive25e M Sport shown with a contract mileage of 32,000 miles and excess mileage charge of 16.69p per mile. Applies to a vehicle ordered between 01/04/2026 and 30/06/2026 (subject to availability) and registered by 31/12/2026. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Quote is valid for 30 days or until the end of the campaign period whichever comes first and may be amended or withdrawn by us at any time. On the road price of the vehicle excludes any third-party services or goods purchased directly from a third-party supplier and will not be included in any finance quote from BMW Financial Services. If, in providing this quotation, we have made any assumptions which are incorrect, please let us know and we will prepare a further quotation. This is not an offer by us capable of acceptance by you and a proposal by you based on this quotation will be subject to acceptance by BMW Financial Services. All finance is subject to applicant status and is available to UK residents 18 or over. Your retailer introduces customers to a small number of lenders, including BMW Financial Services. If you enter into a finance agreement with BMW Financial Services, they will receive a fixed commission from BMW Financial Services which may influence them. The amount of commission varies for different vehicle models. The amount of commission will be disclosed to you in good time before you sign your finance agreement. They do not have any discretion to vary the interest rate or APR you pay under your finance agreement. They do not give independent financial advice.
Figures are for comparison purposes and may not reflect real-life driving results, which depend on a number of factors including the accessories fitted (post-registration), variations in weather, driving styles and vehicle load. All figures were determined according to a new test (WLTP). The CO₂ figures were translated back to the outgoing test (NEDC) and will be used to calculate vehicle tax on first registration. Only compare fuel consumption and CO₂ figures with other cars tested to the same technical procedure.
Lloyd Motors Ltd is registered in England, Company Registration Number 01271767, VAT Number 333700237, and registered office at Montgomery Way, Rosehill, Carlisle, Cumbria, CA1 2RP.
Lloyd Motors Ltd is authorised and regulated by the Financial Conduct Authority for credit broking and insurance distribution activities under reference number 308524. We are a credit broker, not a lender.
Images for illustrative purposes only. †Test drive subject to applicant status & availability. E&OE.