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The BMW X3 combines everyday comfort and flexibility with the dynamic X driving experience, with plug-in hybrid technology available. Innovative connectivity and driver assistance technologies elevate functionality, safety, and entertainment, while its striking design, including the optional BMW Iconic Glow Kidney Grille, turns heads on any terrain. With an impressive luggage compartment and rugged capability, the X3 is equally at home on city streets or weekend adventures.
The BMW X3 available from £749 Per Month with a Customer Deposit of £4,830 and a compelling 4.9% APR Representative. Offer Ends 30 June 2026.
Visit our showroom and discover why the BMW X3 is perfectly suited to local driving conditions.Our team of experts will guide you through every detail—from its commanding performance and refined comfort to intelligent charging solutions that fit seamlessly with our regional infrastructure.
GET A PERSONALISED QUOTE
Make your move toward sustainable driving without compromising on performance or luxury. Contact us today to schedule your visit at a time that suits you best.
GET IN TOUCH
Explore our current finance offers below, with competitive PCP options available across the X3 range. Contact our team today to arrange a test drive or personalised quote — including part-exchange valuations on any make or model.
Please view the full representative finance quotes for the new BMW X3 models below.
| BMW Select finance representative example (PCP): BMW X3 20d xDrive M Sport |
|
|---|---|
| Monthly payment | £749.00 |
| Term of agreement | 48 months |
| Annual mileage | 8000 miles |
| Customer deposit | £4,830.86 |
| On the road cash price | £57,265.00 |
| Total amount of credit | £52,434.14 |
| Rate of interest (fixed) | 4.9% |
| Option to purchase fee | £0.00 |
| Optional final payment^ | £24,697.50 |
| Total amount payable | £64,731.36 |
| APR | 4.9% APR |
| Excess mileage charge | 17.25p per mile |
Show The Full Finance Offer
Lloyd Motors Limited, trading as Lloyd BMW is a credit broker not a lender.
Finance quote is for a BMW Select agreement for the X3 20d xDrive M Sport shown with a contract mileage of 32,000 miles and excess mileage charge of 17.25p per mile. Applies to a vehicle ordered between 01/04/2026 and 30/06/2026 (subject to availability) and registered by 31/12/2026. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Quote is valid for 30 days or until the end of the campaign period whichever comes first and may be amended or withdrawn by us at any time. On the road price of the vehicle excludes any third-party services or goods purchased directly from a third-party supplier and will not be included in any finance quote from BMW Financial Services. If, in providing this quotation, we have made any assumptions which are incorrect, please let us know and we will prepare a further quotation. This is not an offer by us capable of acceptance by you and a proposal by you based on this quotation will be subject to acceptance by BMW Financial Services. All finance is subject to applicant status and is available to UK residents 18 or over. Your retailer introduces customers to a small number of lenders, including BMW Financial Services. If you enter into a finance agreement with BMW Financial Services, they will receive a fixed commission from BMW Financial Services which may influence them. The amount of commission varies for different vehicle models. The amount of commission will be disclosed to you in good time before you sign your finance agreement. They do not have any discretion to vary the interest rate or APR you pay under your finance agreement. They do not give independent financial advice.
Figures are for comparison purposes and may not reflect real-life driving results, which depend on a number of factors including the accessories fitted (post-registration), variations in weather, driving styles and vehicle load. All figures were determined according to a new test (WLTP). The CO₂ figures were translated back to the outgoing test (NEDC) and will be used to calculate vehicle tax on first registration. Only compare fuel consumption and CO₂ figures with other cars tested to the same technical procedure.
Lloyd Motors Ltd is registered in England, Company Registration Number 01271767, VAT Number 333700237, and registered office at Montgomery Way, Rosehill, Carlisle, Cumbria, CA1 2RP.
Lloyd Motors Ltd is authorised and regulated by the Financial Conduct Authority for credit broking and insurance distribution activities under reference number 308524. We are a credit broker, not a lender.
Images for illustrative purposes only. †Test drive subject to applicant status & availability. E&OE.
| BMW Select Loyalty finance representative example (PCP): BMW X3 xDrive30e M Sport |
|
|---|---|
| Monthly payment | £749.00 |
| Term of agreement | 48 months |
| Annual mileage | 8000 miles |
| Customer deposit | £4,968.65 |
| On the road cash price | £61,020.00 |
| BMW Contribution | £2,500.00 |
| Total amount of credit | £53,551.35 |
| Rate of interest (fixed) | 4.9% |
| Option to purchase fee | £0.00 |
| Optional final payment^ | £26,050.31 |
| Total amount payable | £66,221.96 |
| APR | 4.9% APR |
| Excess mileage charge | 18.19p per mile |
Show The Full Finance Offer
Lloyd Motors Limited, trading as Lloyd BMW is a credit broker not a lender.
Finance quote is for a BMW Select agreement for the X3 30e xDrive M Sport shown with a contract mileage of 32,000 miles and excess mileage charge of 18.19p per mile. Applies to a vehicle ordered between 01/04/2026 and 30/06/2026 (subject to availability) and registered by 31/12/2026. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Quote is valid for 30 days or until the end of the campaign period whichever comes first and may be amended or withdrawn by us at any time. On the road price of the vehicle excludes any third-party services or goods purchased directly from a third-party supplier and will not be included in any finance quote from BMW Financial Services. If, in providing this quotation, we have made any assumptions which are incorrect, please let us know and we will prepare a further quotation. This is not an offer by us capable of acceptance by you and a proposal by you based on this quotation will be subject to acceptance by BMW Financial Services. All finance is subject to applicant status and is available to UK residents 18 or over. Your retailer introduces customers to a small number of lenders, including BMW Financial Services. If you enter into a finance agreement with BMW Financial Services, they will receive a fixed commission from BMW Financial Services which may influence them. The amount of commission varies for different vehicle models. The amount of commission will be disclosed to you in good time before you sign your finance agreement. They do not have any discretion to vary the interest rate or APR you pay under your finance agreement. They do not give independent financial advice.
Lloyd Motors Ltd is registered in England, Company Registration Number 01271767, VAT Number 333700237, and registered office at Montgomery Way, Rosehill, Carlisle, Cumbria, CA1 2RP.
Lloyd Motors Ltd is authorised and regulated by the Financial Conduct Authority for credit broking and insurance distribution activities under reference number 308524. We are a credit broker, not a lender
Images for illustrative purposes only. †Test drive subject to applicant status & availability. E&OE.
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** Figures shown are for comparability purposes; only compare fuel consumption and CO2 figures with other cars tested to the same technical procedures. These figures may not reflect real life driving results, which will depend upon a number of factors including the accessories fitted (post-registration), variations in weather, driving styles and vehicle load.
Personal Contract Purchase (PCP), involves an initial deposit, monthly payments and then an optional final payment. This final phase of the agreement offers three options, and is what makes it a popular finance product for both New and Approved Used BMWs.
If you’re looking for a straightforward approach to car finance, and want to pay for your BMW month by month until you end up owning it, BMW Hire Purchase could be for you.
BMW Personal Contract Hire is a truly simple way to get into a new BMW. This option could be right for you if you’re looking for all the exhilaration of driving a BMW, with none of the hassle of ownership, depreciation and selling your car after your contract has ended.
Simply fill in your details below and we’ll get back to you within 24 hours. Alternatively, you can call your local branch by telephone.
At Lloyd Motor Group we aim to make driving a new car as affordable as possible with new car offers and deals to suit every budget.
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