Hire Purchase (HP)
If you’re looking for a straightforward approach to car finance, and want to pay for your BMW month by month until you end up owning it, BMW Hire Purchase could be for you.

From £799 per month | £7,499 Customer Deposit | 7.9% APR Representative
The BMW iX3 is the first Neue Klasse vehicle. As such, it is a pioneer, marking the start of a new vehicle generation. It is not just an evolution of what came before, but a guiding principle for the future direction of the BMW brand
The new BMW iX3 50 is, simply put, the future of automotive. The intuitive Neue Klasse Design language is the first thing that grabs your attention, and with a range of up to 500 miles*, all of your business miles will be covered with effortless confidence.
Inside the cabin, the groundbreaking BMW Panoramic Vision display transforms the windscreen into a full-width interactive hub, keeping essential widgets and navigation perfectly in your line of sight. Combined with next-generation 800V charging technology that can reclaim over 200 miles of range in just 10 minutes.
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From navigating daily tasks to conquering long-distance adventures, this next-generation EV ensures your company stays moving without interruption. The BMW iX3 50 is the smart choice for any fleet.
DISCOVER MORE ABOUT THE BMW iX3

Visit our showroom and discover why the BMW iX3 is perfect for our local roads. Our BMW experts will guide you through all options and showcase the incredible technology on board such as the all new BMW Panoramic iDrive and fast 300 kW DC charging allowing you to charge the car from 10% - 80% in just 21 minutes.
Whether you prioritise range, comfort, or staying within budget, we'll match you with the ideal BMW iX3 to transform your daily commute into something extraordinary.
Book Your Personalised BMW Experience Today
| BMW Select finance representative example (PCP): BMW iX3 M Sport 50* |
|
|---|---|
| 47 monthly payments of | £799.46 |
| Term of agreement | 48 Months |
| Annual mileage | 6,000 |
| Customer deposit | £7,499.00 |
| On the road cash price | £60,655.00 |
| Total amount of credit | £53,156.00 |
| Rate of interest (fixed) | 7.9% fixed |
| Option to purchase fee | £0.00 |
| Optional final payment^ | £28,143.13 |
| Total amount payable | £73,216.75 |
| APR | 7.9% |
| Excess mileage charge | 16.88p per mile |
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Lloyd Motors Limited, trading as Lloyd Motor Group is a credit broker not a lender.
Finance quote is for a BMW Select agreement for the BMW iX3 M Sport 50 shown with a contract mileage of 24,000 miles and excess mileage charge of 29.81p per mile. Applies to a vehicle ordered between 01/07/2026 and 30/09/2026 (subject to availability) and registered by 31/03/2027. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Quote is valid for 30 days or until the end of the campaign period whichever comes first and may be amended or withdrawn by us at any time. On the road price of the vehicle excludes any third-party services or goods purchased directly from a third-party supplier and will not be included in any finance quote from BMW Financial Services. If, in providing this quotation, we have made any assumptions which are incorrect, please let us know and we will prepare a further quotation. This is not an offer by us capable of acceptance by you and a proposal by you based on this quotation will be subject to acceptance by BMW Financial Services. All finance is subject to applicant status and is available to UK residents 18 or over. Your retailer introduces customers to a small number of lenders, including BMW Financial Services. If you enter into a finance agreement with BMW Financial Services, they will receive a fixed commission from BMW Financial Services which may influence them. The amount of commission varies for different vehicle models. The amount of commission will be disclosed to you in good time before you sign your finance agreement. They do not have any discretion to vary the interest rate or APR you pay under your finance agreement. They do not give independent financial advice.
Images for illustrative purposes only. †Test drive subject to applicant status & availability. E&OE.
Lloyd Motors Ltd is registered in England, Company Registration Number 01271767, VAT Number 333700237, and registered office at Montgomery Way, Rosehill, Carlisle, Cumbria, CA1 2RP.
Lloyd Motors Ltd is authorised and regulated by the Financial Conduct Authority for credit broking and insurance distribution activities under reference number 308524. We are a credit broker, not a lender.
All finance is subject to status and available to over 18's only (excluding The Channel Islands). Guarantees and indemnities may be required. Offers valid at the time of upload and liable to change.
If you have a vehicle to part-exchange (any make and model), get in touch with us for a personalised quote on this new BMW M5 Saloon. As a deposit, your part-exchange might be worth more than you think, and we can personalise your quote to suit your circumstances best.
We can provide no-commitment personalised quotes based on different vehicle specifications, deposits, vehicle part-exchange value, finance package, agreement length and mileage.
If you’re looking for a straightforward approach to car finance, and want to pay for your BMW month by month until you end up owning it, BMW Hire Purchase could be for you.
BMW Personal Contract Hire is a truly simple way to get into a new BMW. This option could be right for you if you’re looking for all the exhilaration of driving a BMW, with none of the hassle of ownership, depreciation and selling your car after your contract has ended.
Personal Contract Purchase (PCP), involves an initial deposit, monthly payments and then an optional final payment. This final phase of the agreement offers three options, and is what makes it a popular finance product for both New and Approved Used BMWs.
Simply fill in your details below and we’ll get back to you within 24 hours. Alternatively, you can call your local branch by telephone.
At Lloyd Motor Group we aim to make driving a new car as affordable as possible with new car offers and deals to suit every budget.
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