MINI Finance

Get more MINI for your money with MINI Financial Services.  There are three types of finance agreement available to fund your MINI and we’ve got our financial specialists at our MINI Centres in Cumbria, Lancashire and Newcastle upon Tyne to help you decide which one is the one for you.  After all, when you’ve found the MINI of your dreams you want to make sure that you can make it a reality. 

We’re always looking for quality used vehicles in part-exchange too, so you can use your current car as all or part of your deposit to help finance your purchase and get into your MINI as quickly as possible.
You can choose from the following three types of finance agreement to get you behind the wheel of your MINI:

MINI Select (Personal Contract Purchase, PCP)

There’s a time and a place to keep your options open and with MINI Select you get to do just that.  With a deposit and monthly payments tailored to your circumstances, you have the option at the end of the agreement to pay the final payment in full and have the MINI all to yourself, return the MINI to us or part-exchange it for a shiny new one.

Hire Purchase (HP)

The price of your MINI minus your deposit (which could be your current car in part-exchange) is the amount you repay.  With interest added this is split into equal monthly payments across the contract term, at the end of which the MINI is yours forever.

MINI Contract Hire

The clue is in the name.  You hire the MINI for the agreed duration with maintenance included if you like.  At the end you hand the car back and get another MINI if you want (and why wouldn’t you?).
Finance packages are subject to status and terms and conditions apply.  Lloyd Motors Ltd is authorised and regulated by the Financial Conduct Authority (FRN 308524).

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