Volvo XC40

£409 per month | 5.9% APR Representative

Built from Swedish innovation the Volvo XC40 is our compact SUV. Built for city life and designed around you, the XC40 helps to make every day easier. Experience the feeling of confidence and control on every journey, with a high seating position and agile handling. Beauty in detail, strength of character and smart storage combines to make our small SUV with a twist.

Available now at Lloyd Volvo for £409 per month with £3,000 Finance Discount Contribution and 5.9% APR Representative. Offer ends 30th June 2025.

BOOK A TEST DRIVE

If you have a vehicle to part-exchange (any make and model), get in touch with us for a personalised quote on this new Volvo XC40. As a deposit, your part exchange might be worth more than you think, and we can personalise your quote to suit your circumstances best. Request your valuation today.


Volvo XC40 Core

Volvo XC40 B3 Core

We have the following Volvo XC40 PCP (Personal Contract Purchase) offer for this new Volvo XC40 B3 Core model:

  • £409 Per Month 
  • £3,000 Finance Discount Contribution
  • 5.9% APR Representative

As an alternative to the above offer, we also have the following finance options: 

  • 0% APR Volvo Loan with 50% deposit 
  • Personal Contract Hire

VIEW REPRESENTATIVE FINANCE QUOTES


If you have a vehicle to part-exchange (any make and model), get in touch with us for a personalised quote on this new Volvo XC40. As a deposit, your part exchange might be worth more than you think, and we can personalise your quote to suit your circumstances best.
 

Representative Finance Quotes

Volvo XC40 Personal Contract Purchase (PCP)

A flexible choice with multiple options when your contract period ends.

Volvo XC40 B3 Core Volvo PCP Representative Example
Monthly payments £409.85
Customer deposit £4,000
APR 5.9% APR Representative
Finance Discount Contribution (FDC) - £3,000
Purchase price (inc. FDC) £33,840.00
Total amount payable £39,219.18
Optional final payment £15,546.38
Duration of agreement (months) 48
Fixed rate of interest p.a. 3.04%
Mileage per annum 6,000
Excess mileage charge 14.9p per mile

Terms and Conditions apply.

To qualify for Volvo Finance Discount Contribution (FDC), all customers must have placed an order via Personal Contract Purchase (PCP) or Volvo Loan. Up to £3,000 will be contributed by Volvo. Volvo Loan and PCP available on selected new cars through Volvo Car Financial Services UK Limited, SL6 4FL. Subject to availability. Terms apply. To qualify for offers, all customers must have placed an order via Personal Contract Purchase (PCP) or Volvo Loan from 01 April 2025. Volvo Car UK Limited and Volvo Car Financial Services UK Ltd reserve the right to withdraw offers at any given time. Subject to status and credit assessment. To apply you must be at least 18 years of age, resident in the UK at point of delivery, hold a valid full driving licence, have a UK income paid in GBP and have a UK bank account. This illustration is not a binding offer to enter into a personal contract purchase agreement. At the end of the agreement there are 3 options: (i) Part exchange the vehicle; (ii) Pay the Optional Final Payment to own the vehicle; or (iii) Return the vehicle. Additional charges may be payable at the end of the agreement, for example, excess mileage and vehicle condition (please visit www.volvocars.com for full details of the charges). Subject to availability. Offer may be withdrawn or extended at any time. This car DOES NOT include the Volvo Car Service Programme. You will need to purchase a Service Programme via your retailer when you collect your vehicle. For full terms and conditions or to apply, please visit www.volvocars.com

Lloyd Motors Ltd is registered in England, Company Registration Number 01271767, VAT Number 333700237, and registered office at Montgomery Way, Rosehill, Carlisle, Cumbria, CA1 2RP. Lloyd Motors Ltd is authorised and regulated by the Financial Conduct Authority for credit broking and insurance distribution activities under reference number 308524. We are a credit broker, not a lender.

Volvo XC40 Loan with 0% APR

Buy your Volvo at your own pace by spreading monthly payments over an agreed term.

Volvo XC40 B3 Core Volvo Loan Example
Monthly payments £384.44
Customer deposit £20,000.00
Finance Discount Contribution (FDC) - £3,000
Purchase price (Incl. FDC) £33,840.00
Amount of Credit £13,840.00
APR 0% APR Representative
Contract length (months) 36


Our 0% APR offer is available on vehicles ordered from 01 April 2025. Making a minimum deposit of 50% means your APR total will be recalculated to 0% when finalising your order details. To qualify for Volvo Finance Discount Contribution (FDC), all customers must have placed an order via Personal Contract Purchase (PCP) or Volvo Loan. Up to £3,000 will be contributed by Volvo. Volvo Loan and PCP available on selected new cars through Volvo Car Financial Services UK Limited, SL6 4FL. Subject to availability. Terms apply. Available on vehicles ordered from 01 April 2025, Volvo Loan 0% APR available on new cars through Volvo Car Financial Services UK Limited, SL6 4FL. Terms apply. Volvo Car UK Limited, registered in England and Wales under company number 02281044. Registered office: Scandinavia House, Norreys Drive, Maidenhead, Berkshire, SL6 4FL.Volvo Car UK Limited authorised and regulated by the Financial Conduct Authority, Firm Reference No. 678616. Volvo Car UK Limited is a credit broker not a lender and can introduce you to a limited number of lenders and their finance products.

Lloyd Motors Ltd is registered in England, Company Registration Number 01271767, VAT Number 333700237, and registered office at Montgomery Way, Rosehill, Carlisle, Cumbria, CA1 2RP. Lloyd Motors Ltd is authorised and regulated by the Financial Conduct Authority for credit broking and insurance distribution activities under reference number 308524. We are a credit broker, not a lender.

Volvo XC40 Personal Contract Hire (PCH)

With our Contract Hire option, you lease the Volvo of your choice for a fixed contract period, then return the car to us at the end.

Volvo XC40 B3 Core Personal Contract Hire Example
Monthly Rental £518.81
Initial Rental £518.81
Contract Length 48 months
Mileage per annum 5,000
Excess Mileage Charge 13.8p/mile

Important Information: 18’s & over, finance subject to status. Guarantee/Indemnity may be required. You can never own the vehicle and it must be returned in good condition to avoid further charges. Subject to availability at participating dealers for vehicles registered by 30/06/2025. Not available with other promotions. Service and maintenance not included. Excess mileage charges apply. Provided by Volvo Car UK Limited, SL6 4FL.

Lloyd Motors Ltd is registered in England, Company Registration Number 01271767, VAT Number 333700237, and registered office at Montgomery Way, Rosehill, Carlisle, Cumbria, CA1 2RP. Lloyd Motors Ltd is authorised and regulated by the Financial Conduct Authority for credit broking and insurance distribution activities under reference number 308524. We are a credit broker, not a lender.



Volvo XC40 Black Edition Plus
Volvo XC40 Black Edition B3 Plus

We have the following Volvo XC40 PCP (Personal Contract Purchase) offer for this new Volvo XC40 Black Edition B3 Plus model:

  • £448 Per Month 
  • £3,000 Finance Discount Contribution
  • 5.9% APR Representative

As an alternative to the above offer, we also have the following finance options: 

  • 0% APR Volvo Loan with 50% deposit 
  • Personal Contract Hire

VIEW REPRESENTATIVE FINANCE QUOTES


If you have a vehicle to part-exchange (any make and model), get in touch with us for a personalised quote on this new Volvo XC40. As a deposit, your part exchange might be worth more than you think, and we can personalise your quote to suit your circumstances best.

Representative Finance Quotes

Volvo XC40 Black Edition Personal Contract Purchase (PCP)

A flexible choice with multiple options when your contract period ends.

Volvo XC40 Black Edition B3 Plus Volvo PCP Representative Example
Monthly payments £448.47
Customer deposit £5,000
APR 5.9% APR Representative
Finance Discount Contribution (FDC) - £3,000
Purchase price (inc. FDC) £38,410
Total amount payable £44,495.81
Optional final payment £17,969.25
Duration of agreement (months) 48
Fixed rate of interest p.a. 3.04%
Mileage per annum 6,000
Excess mileage charge 14.9p per mile

Terms and Conditions apply.

To qualify for Volvo Finance Discount Contribution (FDC), all customers must have placed an order via Personal Contract Purchase (PCP) or Volvo Loan. Up to £3,000 will be contributed by Volvo. Volvo Loan and PCP available on selected new cars through Volvo Car Financial Services UK Limited, SL6 4FL. Subject to availability. Terms apply. To qualify for offers, all customers must have placed an order via Personal Contract Purchase (PCP) or Volvo Loan from 01 April 2025. Volvo Car UK Limited and Volvo Car Financial Services UK Ltd reserve the right to withdraw offers at any given time. Subject to status and credit assessment. To apply you must be at least 18 years of age, resident in the UK at point of delivery, hold a valid full driving licence, have a UK income paid in GBP and have a UK bank account. This illustration is not a binding offer to enter into a personal contract purchase agreement. At the end of the agreement there are 3 options: (i) Part exchange the vehicle; (ii) Pay the Optional Final Payment to own the vehicle; or (iii) Return the vehicle. Additional charges may be payable at the end of the agreement, for example, excess mileage and vehicle condition (please visit www.volvocars.com for full details of the charges). Subject to availability. Offer may be withdrawn or extended at any time. This car DOES NOT include the Volvo Car Service Programme. You will need to purchase a Service Programme via your retailer when you collect your vehicle. For full terms and conditions or to apply, please visit www.volvocars.com

Lloyd Motors Ltd is registered in England, Company Registration Number 01271767, VAT Number 333700237, and registered office at Montgomery Way, Rosehill, Carlisle, Cumbria, CA1 2RP. Lloyd Motors Ltd is authorised and regulated by the Financial Conduct Authority for credit broking and insurance distribution activities under reference number 308524. We are a credit broker, not a lender.

Volvo XC40 Black Edition Loan with 0% APR

Buy your Volvo at your own pace by spreading monthly payments over an agreed term.

Volvo XC40 Black Edition B3 Plus Volvo Loan Example
Monthly payments £511.39
Customer deposit £20,000
Finance Discount Contribution (FDC) - £3,000
Purchase price (Incl. FDC) £38,410
Amount of Credit £18,410
APR 0% APR Representative
Contract length (months) 36


Our 0% APR offer is available on vehicles ordered from 01 April 2025. Making a minimum deposit of 50% means your APR total will be recalculated to 0% when finalising your order details. To qualify for Volvo Finance Discount Contribution (FDC), all customers must have placed an order via Personal Contract Purchase (PCP) or Volvo Loan. Up to £3,000 will be contributed by Volvo. Volvo Loan and PCP available on selected new cars through Volvo Car Financial Services UK Limited, SL6 4FL. Subject to availability. Terms apply. Available on vehicles ordered from 01 April 2025, Volvo Loan 0% APR available on new cars through Volvo Car Financial Services UK Limited, SL6 4FL. Terms apply. Volvo Car UK Limited, registered in England and Wales under company number 02281044. Registered office: Scandinavia House, Norreys Drive, Maidenhead, Berkshire, SL6 4FL.Volvo Car UK Limited authorised and regulated by the Financial Conduct Authority, Firm Reference No. 678616. Volvo Car UK Limited is a credit broker not a lender and can introduce you to a limited number of lenders and their finance products.

Lloyd Motors Ltd is registered in England, Company Registration Number 01271767, VAT Number 333700237, and registered office at Montgomery Way, Rosehill, Carlisle, Cumbria, CA1 2RP. Lloyd Motors Ltd is authorised and regulated by the Financial Conduct Authority for credit broking and insurance distribution activities under reference number 308524. We are a credit broker, not a lender.

Volvo XC40 Black Edition Personal Contract Hire (PCH)

With our Contract Hire option, you lease the Volvo of your choice for a fixed contract period, then return the car to us at the end.

Volvo XC40 Black Edition B3 Plus Personal Contract Hire Example
Monthly Rental £579.78
Initial Rental £579.78
Contract Length 48 months
Mileage per annum 5,000
Excess Mileage Charge 13.8p/mile

Important Information: 18’s & over, finance subject to status. Guarantee/Indemnity may be required. You can never own the vehicle and it must be returned in good condition to avoid further charges. Subject to availability at participating dealers for vehicles registered by 30/06/2025. Not available with other promotions. Service and maintenance not included. Excess mileage charges apply. Provided by Volvo Car UK Limited, SL6 4FL.

Lloyd Motors Ltd is registered in England, Company Registration Number 01271767, VAT Number 333700237, and registered office at Montgomery Way, Rosehill, Carlisle, Cumbria, CA1 2RP. Lloyd Motors Ltd is authorised and regulated by the Financial Conduct Authority for credit broking and insurance distribution activities under reference number 308524. We are a credit broker, not a lender.

Volvo XC40 Finance Explained

Owning a new or approved used Volvo is a true pleasure so we want to make doing so as simple and affordable as possible with our tailored finance solutions. Whether you are a private or a business customer, we offer a range of finance packages to help you match the financing of your Volvo to your individual requirements.
1

Purchase

Purchase a Volvo and enjoy a number of essential Volvo services.

2

Personal Contract Purchase

A flexible choice with multiple options when your contract ends. Keep the car by making an optional final payment.

3

Loan

Buy your Volvo at your own pace by spreading monthly payments over an agreed term.

4

Volvo Personal Contract Hire

With our Contract Hire option, you lease the Volvo of your choice for a fixed contract period, then return the car to us at the end.

Please get in touch with us for details of our latest offers across all XC40 models Core, Plus, Ultra, Black Edition Plus and Black Edition Ultra.

If you're looking to view or test drive a Volvo XC40, we will be more than happy to welcome you to our showroom at a time that suits you and help you find the model which best suits your needs and budget.

We can provide no-commitment personalised quotes based on different vehicle specifications, deposits, vehicle part-exchange value, finance package, agreement length and mileage. Not sure which finance type suits you best? Discover more about our finance options.

Get in Touch


Lloyd Volvo Showroom
 
New Volvo XC40

New Volvo XC40

For every you. Smart. Versatile. Expressive. Meet our compact SUV – for every version of you.

Explore All XC40 Models
Part Exchange Your Car
PART EXCHANGE YOUR CAR
Current resale values of used vehicles are excellent - now could be a perfect time to part exchange your vehicle for a new model. We buy any car make and model, financed or owned outright. Find out how much your car is worth today with our free valuation; it could be worth more than you think.

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At Lloyd Motor Group we aim to make driving a new car as affordable as possible with new car offers and deals to suit every budget.

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Our dedicated Lloyd Volvo teams are here to help you find the perfect car for you and will make sure that your experience is as seamless and enjoyable as possible.

Volvo Car UK Limited, registered in England and Wales under company number 02281044. Registered office: Scandinavia House, Norreys Drive, Maidenhead, Berkshire, SL6 4FL.
Volvo Car UK Limited authorised and regulated by the Financial Conduct Authority, Firm Reference No. 678616.
Volvo Car UK Limited is a credit broker not a lender and can introduce you to a limited number of lenders and their finance products. Volvo Car Financial Services UK Limited, authorised and regulated by the Financial Conduct Authority, Firm Reference No. 933949 will fulfil your Personal Contract Purchase & Volvo Loan as either a Conditional Sale or Fixed Sum Loan Agreement.
Volvo Car UK Insurance is arranged and administered by Wrisk Transfer Limited, registered in England and Wales under company number 10657213. Registered office: 45 Gresham Street, London, EC2V 7BG. Wrisk Transfer Limited authorised and regulated by the Financial Conduct Authority, Firm reference No. 788062. The FCA’s register can be checked for details of their permissions, history and contact details.
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