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PERSONAL CONTRACT PURCHASE (PCP)
Personal Contract Purchase offers a flexible method of financing a Kia over a fixed term.
Car
Kia Picanto '1' 1.0
We have the following Kia Personal Contract Purchase (PCP) Representative example on offer for this new Kia Picanto '1' 1.0 model:
- £199 Per Month
- £750 Customer Deposit
- £1,000 Kia UK Finance Deposit Contribution
- £500 Lloyd Kia Finance Deposit Contribution
- 7.9% APR Representative
- Offer Ends 1st October 2023
If you have a vehicle to part-exchange (any make and model), get in touch with us for a personalised quote on this new Kia Picanto. As a deposit, your part exchange might be worth more than you think, and we can personalise your quote to suit your circumstances best.
Representative Finance Quote
Kia Picanto Personal Contract Purchase Quote (PCP)
| Kia Picanto '1' 1.0 PCP Representative Example | |
|---|---|
| Monthly Payment | £199.32 |
| Customer Deposit | £750.00 |
| Kia UK Deposit Contribution | £1,000.00 |
| Lloyd Kia Deposit Contribution | £500.00 |
| On the Road Price | £13,665.00 |
| Amount of Credit | £11,415.00 |
| Interest Charges | £2,106.05 |
| Optional Final Payment | £6,345.53 |
| Total Amount Payable | £15,771.05 |
| Fixed Rate of Interest | 4.06% p.a |
| Duration of Agreement | 37 months |
| Estimated Annual Mileage | 6,000 |
| Excess Mileage Charge per mile | 7.5p |
| APR Representative % | 7.9% APR |
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Terms and conditions: 7.9% APR Representative Kia Personal Contract Purchase available from 03/07/2023 to 01/10/2023. T&C’s Apply, Subject to Status, 18’s and over, Guarantee may be required, Kia Finance RH2 9AQ
At the end of the agreement there are 3 options: (i) part exchange the vehicle, (ii) pay the Optional Final Payment to own the vehicle or (iii) return the vehicle. Further charges may be made subject to the condition or mileage of the vehicle.
£1,000 Kia UK contribution plus £500 Lloyd Kia contribution, totaling £1,500 towards your PCP Finance Deposit Contribution on Picanto. Offer available on purchase of a new Kia Picanto in the United Kingdom between 03/07/2023 to 01/10/2023. Retail Sales only. Further charges may be made subject to the condition or mileage of the vehicle. Kia reserves the right to amend or withdraw offers at any time without prior notice. Finance T&Cs apply. Subject to status. 18s or over. Guarantee may be required. Kia Finance, RH2 9AQ. 7 year / 100,000 mile manufacturer’s warranty. For full terms and exclusions click here.
This PCP finance quotation includes the optional/premium paint cost.
Kia UK Limited is authorised and regulated by the Financial Conduct Authority under firm reference number 731457 for credit broking and is a credit broker and not a lender. Kia UK Limited introduces customers to its appointed dealers who act as credit brokers in their own right and who may introduce customers to Hyundai Capital UK Limited, trading as Kia Finance, which is authorised and regulated by the Financial Conduct Authority under firm reference number 581186 as a lender. Our appointed dealers will typically receive a fixed fee from Kia Finance for this introduction. However, the amount of commission received by a dealer does not impact the amount paid by a customer under the credit agreement. Kia UK Ltd is registered in England & Wales No: 4415807. Registered Office: Walton Green, Walton-On-Thames, Surrey, KT12 1FJ.
Lloyd Kia is a credit broker not a lender for the financial promotion. We can introduce you to a limited number of carefully selected finance providers and may receive a commission for them for the introduction.
Is your part-exchange older than 7 years?
Kia Picanto Scrappage Scheme
If your part-exchange is older than 7 years, we’re delighted to offer you £1,000 Scrappage allowance towards a brand new Kia Picanto as part of the Lloyd Kia Scrappage Scheme.
Available from £189 per month and with immediate delivery.
The Lloyd Kia Scrappage Scheme allows you to trade in your current car of 7 years or more, and save money when upgrading to a new Picanto. By switching, you’ll go from having no warranty at all, to complete peace of mine thanks to Kia’s remarkable 7 year warranty. That’s seven years of worry free driving.
This offer is available to all manufacturers models, so no matter what car you drive, make the switch to Kia today.
| Kia Picanto '1' 1.0 Scrappage Scheme PCP Representative Example | |
|---|---|
| Monthly Payment | £189.53 |
| Customer Deposit | £1,449.00 |
| Lloyd Kia Scrappage Allowance | £1,000.00 |
| On the Road Price | £13,550.00 |
| Amount of Credit | £11,101.00 |
| Interest Charges | £2,067.61 |
| Optional Final Payment | £6,345.53 |
| Total Amount Payable | £15,617.61 |
| Fixed Rate of Interest | 4.06% p.a |
| Duration of Agreement | 37 months |
| Estimated Annual Mileage | 6,000 |
| Excess Mileage Charge per mile | 7.5p |
| APR Representative % | 7.9% APR |
Show more
Terms and conditions: 7.9% APR Representative Kia Personal Contract Purchase available from 05/09/2023 to 30/09/2023. T&C’s Apply, Subject to Status, 18’s and over, Guarantee may be required, Kia Finance RH2 9AQ
At the end of the agreement there are 3 options: (i) part exchange the vehicle, (ii) pay the Optional Final Payment to own the vehicle or (iii) return the vehicle. Further charges may be made subject to the condition or mileage of the vehicle.
Scrappage saving of £1,000 (incl. VAT) on Picanto. Offer available on purchase of a new Picanto from Lloyd Kia between 05.09.2023 and 30.09.2023. Retail Sales only. This offer is conditional on the scrappage of a car or van, of any make, in good working order, not identified as an insurance write off category A or B, originally registered on or before 30.09.2016, and owned by the customer for at least three months. The scrappage saving is in lieu of all other offers. Only one scrappage payment can be claimed for each vehicle scrapped. This is a Lloyd Kia exclusive offer and therefore reserves the right to amend or withdraw offers at any time without prior notice. 7 year / 100,000 mile manufacturer’s warranty.
Kia UK Limited is authorised and regulated by the Financial Conduct Authority under firm reference number 731457 for credit broking and is a credit broker and not a lender. Kia UK Limited introduces customers to its appointed dealers who act as credit brokers in their own right and who may introduce customers to Hyundai Capital UK Limited, trading as Kia Finance, which is authorised and regulated by the Financial Conduct Authority under firm reference number 581186 as a lender. Our appointed dealers will typically receive a fixed fee from Kia Finance for this introduction. However, the amount of commission received by a dealer does not impact the amount paid by a customer under the credit agreement. Kia UK Ltd is registered in England & Wales No: 4415807. Registered Office: Walton Green, Walton-On-Thames, Surrey, KT12 1FJ.
Lloyd Kia is a credit broker not a lender for the financial promotion. We can introduce you to a limited number of carefully selected finance providers and may receive a commission for them for the introduction.
Kia Picanto '1' Features
Specs at a glance
- Top Speed mph (mi/h) = 100
- Acceleration 0-60 mph seconds = 14.1
- Fuel Consumption - Combined MPG (l/100km) = Up 58.9 (4.8)
Exterior Features
- Rear Fog Lights
- Manually Adjustable Door Mirrors
- Daytime Running Lights
- Black Radiator Grille with Silver Paint Surround
- 14" Steel Wheels with Cover
Interior Features
- 3.8" Monochrome Audio display
- Black Cloth Upholstery
- USB Port
- Bluetooth® with Music Streaming
- 4.2" Supervision Monochrome Cluster Display
- Driver & Front Passenger Sunvisors with Vanity Mirror
Driver Assistance
- Forward Collision-Avoidance Assist (FCA) City
- ABS with Electronic Brakeforce Distribution (EBD) & Brake-Assist System (BAS)
- Advanced Driving Assistance Pack (ADAP)
- Remote Central Door Locking & Fold-away Key
- Front Power Windows with Driver's Auto Up/Down Function
Please get in touch with us for details of our latest offers across all Picanto models 1, 2, 3, GT-Line and GT-Line S.
If you're looking to view or test drive a Kia Picanto, we will be more than happy to welcome you to our showroom at a time that suits you and help you find the model which best suits your needs and budget.
We can provide no-commitment personalised quotes based on different vehicle specifications, deposits, vehicle part-exchange value, finance package, agreement length and mileage.
Get in Touch
Images shown for illustration purposes only and may not be to UK specification.
New Kia Picanto
The Kia Picanto car is a truly modern compact 5-seat hatchback. Available as a 5-door model and with a suite of new features including; improved cabin space, crisper handling and power-efficient engines. The Picanto raises the bar in design and technology.
Explore All Picanto ModelsKia Finance
Owning a new or approved used Kia is a true pleasure so we want to make doing so as simple and affordable as possible with our tailored finance solutions. Whether you are a private or a business customer, we offer a range of finance packages to help you match the financing of your Kia to your individual requirements.
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PERSONAL CONTRACT HIRE (PCH)
Personal Contract Hire is the choice favoured by most people who would prefer to use a vehicle, rather than own one.
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BUSINESS CONTRACT HIRE (BCH)
Whether you have one vehicle or a whole fleet, Kia Contract Hire gives you the flexibility and help you need so you can concentrate on running your business, not your car.
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