Making the Switch with MINI: Petrol vs Electric

*PCP Offers: Terms & Conditions apply. Lloyd Motors Ltd is a credit broker, not a lender. 

Cooper C Classic Level 1: Monthly Payment: £325.25. Term of Agreement: 48 months. Annual Mileage: 6,000 miles. Total deposit: £1,500. On the Road Cash Price: £28,565.00. Total amount of credit: £27,065.00. Rate of interest (fixed): 2.9%. Optional final payment**: £14,149.17. Total amount payable: £30,935.92. APR: 2.9%. Excess mileage charge: 8.81p per mile.

Cooper E Classic Level 1: Monthly Payment: £351.60. Term of Agreement: 48 months. Annual Mileage: 6,000 miles. Total deposit: £1,500. On the Road Cash Price: £30,005.00. Total amount of credit: £28,505.00. Rate of interest (fixed): 1.9%. Optional final payment**: £13,570.93. Total amount payable: £31,596.13. APR: 1.9%. Excess mileage charge: 8.26p per mile.

Lloyd Motors Ltd is registered in England, Company Registration Number 01271767, VAT Number 333700237, and registered office at Montgomery Way, Rosehill, Carlisle, Cumbria, CA1 2RP. Lloyd Motors Ltd is authorised and regulated by the Financial Conduct Authority for credit broking and insurance distribution activities under reference number 308524. We are a credit broker, not a lender.

Finance examples are for a MINI Select agreement for the model listed above. Applies for vehicles ordered at participating MINI retailers between 06/01/26 and 31/3/26 and registered by 31/06/2026 (subject to status and availability). Retail customers only. *On the road cash price is based on manufacturer’s recommended retail price and includes 3 year MINI Retailer Warranty, MINI Emergency Service, 12 months’ road fund licence, vehicle first registration fee, delivery, number plates, VAT. **Optional final payment and option to purchase fee not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. ‘MINI Select’ is a form of hire-purchase agreement provided by MINI Financial Services, Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. You will have a 14 day statutory right to withdraw from the agreement. Lloyd Motors Ltd commonly introduce customers to a selected panel of lenders including MINI Financial Services. We may receive commission or other benefits for introducing you to such lenders. This introduction does not amount to independent financial advice. Guarantees and indemnities may be required. Offers valid at the time of upload and liable to change. Images shown are for illustrative purposes only.

^Indicative savings: Indicative estimate only. Estimate based on 500 miles per month, £1.40 per litre of petrol, 42mpg, an electricity cost of 25p per KW/h, and charging at home. Indicative charging cost: £27.78. Indicative fuel cost: £75.77. Indicative monthly savings: £47.99. Actual result may vary according to a number of variable factors, including your mileage driven, your fuel & electricity costs, your charging methods, and driving conditions & style. Calculations only show a comparison between the indicative cost of charging your electric vehicle, and the indicative petrol or diesel costs for driving the stated mileage.

¹Loyalty Offer: Loyalty £400 contribution on new All-Electric MINI Cooper models when purchased with MINI Select finance (PCH, PCP or HP) or cash between 06/01/26 and 31/3/26 and registered by 31/06/2026 (subject to availability). Retail customers only. You must currently have a MINI, Classic Mini or a BMW registered to your household to qualify for the loyalty offer. Proof of existing ownership via a V5 document registered at the household address is required.