24 September 2026

Thinking of changing your car but don't know where to start?

Company News

For most of us, changing a car can be quite stressful, and it's rarely the car itself that's the problem. It's everything around it: the deposit you're not sure you have, the finance you're still paying off, the value of what you're trading in, and the nagging worry that you might owe more than your car's actually worth. If any of that sounds familiar, you're in good company, and you're in the right place.

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  • Don’t have a deposit?
  • Still got finance on your current car?
  • Don't know what it's worth?
  • Worried you're in negative equity?
  • Got a private plate?
  • Don't know what car you want?
  • Don't understand car finance?

You're not alone.

Changing your car can feel complicated but it doesn't have to be. We'll help you value your current car, understand your finance, look at your options and find the right car for you.

You don't need to know all the answers before you speak to us. That's our job. One of our friendly team are happy to discuss any questions you may have. So if you're thinking of changing your car but don't know where to start, get in touch and we can work out your options.

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Customer Questions

I don’t have a deposit, can I still change?
 
Yes! All of our new and used vehicles are available with ZERO deposit. Speak to a member of our team to find our more.
 
 
My car is still on finance. Can I even look at changing?
Of course! Our friendly team will be happy to complete an account review for you and discuss your options.
I don’t know what my car current car is worth?
That’s our job, we offer strong part exchange prices for all of our customers.
I want to change my car but not sure what I can afford?
Once again that’s our job, we will tailor a quote to suit your individual needs.
I think I’m in negative equity, surely I can't change it?
We can offer you a free account review with one of our team, which will show us what options are available.
I don’t know what car I want, can you help?
Of course! We have a huge selection of makes and models within Lloyd Motor Group and we can discuss all options.
I am thinking about an EV but don’t know where to start?
This is very common and our team are knowledgeable and experienced in all things EV! They will be happy to discuss the benefits with you.

Whatever's holding you back, money, finance, negative equity or simply not knowing where to look, there's no need to have it all figured out before you get in touch. Pop into the showroom, give us a call, or complete the form below, and we'll talk it through together, at your pace, with no pressure. Changing your car doesn't have to be complicated. Let's work out your options.

Get in Touch

Lloyd Kia

Simply fill in your details below and we’ll get back to you within 24 hours. Alternatively, you can call your local retail centre by telephone.

How can we help you today?

We will only contact you about the vehicle, product or service you have requested details on. At Lloyd Motors Limited, we also have exciting offers and news about our products and services that we hope you’d like to hear about. We will treat your data with respect and you can find details of our privacy policy.

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